Actuarial Analyst

ArbolNew York City, New York / Sarasota, Florida$120k - $150k+ Equity4w ago

In Office Junior NA Insurance Diagnostics Financial Analyst CHRO Excel Python Reporting Performance Management Portfolio Management

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Requirements

• Bachelor’s degree in Actuarial Science, Mathematics, Statistics, or related quantitative field. • 1-4 years of P&C actuarial experience (homeowners preferred).Progress towards CAS credentials: at least 2 exams passed; more is a plus. • Strong analytical and problem-solving skills; able to communicate findings clearly to non-technical stakeholders. • Proficiency in Excel and Python • What's Great to Have • Homeowners experience: catastrophe exposure, weather/CAT analytics, inflation/trend work, or rate filing support. • Experience with reserving methods (e.g., chain ladder/BF/Cape Cod style approaches) and/or pricing indications. • Familiarity with reinsurance structures (quota share, XoL, cat programs) and basic ceded reporting concepts. • Experience building repeatable analytics (dashboards, automated data pulls, version-controlled workflows). • Knowledge of policy/claims data structures and common insurance KPIs. • $120,000 - $150,000 a year • Candidates for this role must be located within the United States. • Essential Job Functions & Physical Requirements • Ability to sit for extended periods of time while working at a computer, with or without reasonable accommodation • Ability to use a computer, keyboard, mouse, and standard office equipment (e.g., phone, printer, scanner) • Ability to view a computer screen for prolonged periods, with or without reasonable accommodation • Ability to communicate effectively in person, by phone, and via email • Ability to occasionally stand, walk, bend, and reach within an office environment • Ability to lift and/or move up to 10–15 pounds occasionally (e.g., office supplies, files), with or without reasonable accommodation • Ability to perform repetitive motions, such as typing or data entry • Ability to maintain focus and attention while performing detailed tasks • Interested, but you don’t meet every qualification? Please apply! • Arbol values the perspectives and experience of candidates with non-traditional backgrounds and we encourage you to apply even if you do not meet every requirement. • Arbol is committed to accessibility and inclusivity in the hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you require an accommodation to apply or interview, please contact [email protected]

Responsibilities

• Pricing & Rate Indications • Support development of rate indications and pricing analyses (e.g., territory, deductible, and other rating factors). • Assist with monitoring rate adequacy, loss trends, inflation impacts, and emerging experience. • Build and maintain pricing tools, exhibits, and documentation used for internal decisions and regulatory filings. • Reserving & Loss Analytics • Assist in quarterly reserve analyses (e.g., triangles, ultimate loss selections, IBNR, diagnostics) for homeowners and related lines. • Monitor loss emergence, claim severity/frequency trends, and CAT vs non-CAT performance. • Partner with Claims and Finance to reconcile results, investigate drivers, and improve data quality. • Reinsurance Analytics & Reporting • Support reinsurance reporting and analytics (e.g., ceded loss estimates, billing, treaty performance monitoring). • Help evaluate reinsurance program impacts on earnings volatility, capital, and tail risk. • Portfolio Management & Performance Monitoring • Build recurring dashboards and deep-dives on portfolio performance: loss ratio decomposition, retention, mix shift, underwriting actions, and segment performance. • Support scenario analyses (e.g., catastrophe load sensitivity, trend sensitivity, rate change impacts). • Cross-Functional Support • Collaborate with Underwriting, Claims, Finance, Data/Engineering, and Leadership on special projects (product changes, underwriting guidelines, new territories/segments, vendor evaluation, etc.). • Contribute to process improvements, automation, and better controls/documentation.

Benefits

• Arbol is proud to offer its full-time employees competitive compensation and equity in a high-growth startup. Our health benefits include comprehensive health, dental, and vision coverage, and an optional flexible spending account (FSA) to support your health. We offer a 401(k) match to support your future, and flexible PTO for you to relax and recharge.