Mission Lane - Senior Data Scientist, Credit
Requirements
• Experience managing a strong technical team • Experience building predictive models end to end • Experience solving problems in consumer lending or fintech • Interest in developing ways to train, interpret, and deploy neural network architectures for time series classification tasks • We’re offering: • We’re offering: • We’re committed to ensuring our team members have balance in their lives. Our comprehensive benefits package provides the support you need to thrive at work and at home. • Work: An engaging culture with access to training programs and advancement opportunities • Life: Full health, dental, and vision benefits, Flexible Spending Account (for medical and childcare expenses), paid parental leave, and a 401k Company Match • Balance: Generous PTO, flexible schedules, a Calm App subscription, and more • Compensation USDAnnual full-time base salary range: $120,000 - $135,000
Responsibilities
• Design, build, and deploy supervised learning models that power Mission Lane's credit decisions, from first experiment through production • Partner with credit risk and portfolio teams to translate open business questions into modeling problems, and communicate the trade-offs between them • Monitor models already in production, catching drift and validating performance so they keep doing what they were built to do • Explore new data sources and modeling approaches using Mission Lane's Python data stack. • You're motivated by practical solutions, and curiosity is part of how you work every day. • You haven't necessarily worked in credit or lending before, but you're excited to learn a domain where regulations and long-horizon predictions matter. • You're comfortable with the full lifecycle of a model, including the less glamorous parts like data cleanup, monitoring, and validation. • You work well with people outside data science and can explain a modeling decision in plain language.
Benefits
• Annual full-time base salary range: $120,000 - $135,000 • Additional compensation in the form(s) of participation in our annual incentive program and equity are available for this role. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes unlimited paid time off, 401(k) match, a monthly wellness stipend, health/ dental/ vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-friendly work environment. • Additional compensation in the form(s) of participation in our annual incentive program and equity are available for this role • Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia. • It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do. • In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores. • Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors. • Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member.
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