Coastal Community Bank - Treasury Analyst
Upload My Resume
Drop here or click to browse · Tap to choose · PDF, DOCX, DOC, RTF, TXT
Requirements
• Proven record operating and improving treasury processes in complex or high‑growth environments; strong change management and continuous improvement mindset. • Analytical thinker who connects model outputs to balance sheet strategy; adept at identifying issues, proposing solutions, and mitigating risk through disciplined execution. • Strong organization and project management; able to juggle multiple priorities with high accuracy and accountability. • Demonstrated experience automating financial or treasury processes, including cash reporting, reconciliations, liquidity monitoring, or management reporting. • Collaborative and influential partner who upholds Coastal’s values and promotes high standards in governance, transparency, and teamwork. • Bachelor’s degree in Finance, Accounting, Economics, or related field; CTP preferred. CFA/CPA a plus. • 5+ years of progressive treasury/ALM experience in a regulated financial institution; prior exposure to liquidity risk, funding execution, and interest rate risk analyses. • Proficiency with ALM software (e.g., Jack Henry ProfitStars or similar) and advanced Excel/financial systems; strong data extraction/merging and complex analysis skills. • Working knowledge of regulatory capital, risk‑weighted assets, liquidity ratios/limits, and policy frameworks. • Exceptional communication skills with the ability to translate technical results into clear business insights for ALCO and executive stakeholders. • HOW YOU’LL THRIVE AT COASTAL • Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development. • Be Relentless – Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference. • Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust. • Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think outside the box. • Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder. • Take Care of Each Other – Understand what it means to be a true team player and have your teammate's back. Practice self-awareness and build your emotional intelligence. • BEING YOU AT COASTAL
Responsibilities
• Daily Cash & Funding Operations • Own the daily cash position, intraday liquidity monitoring, and short‑term funding execution (e.g., FHLB advances, brokered deposits, fed funds/lines) within established limits and policies. • Forecast cash position to anticipate cash shortfalls/excesses to provide management with early warning indicators and appropriately source additional funding to mitigate shortfalls and invest excesses. • Coordinate settlement activities and reconcile cash movements across Treasury, Finance, and Operations. • Liquidity Management & Monitoring Support • Support the preparation of liquidity coverage and availability analyses, including HQLA tracking, early warning indicators, and contingency funding plan documentation. • Assist in maintaining liquidity dashboards, trend analyses, and monitoring of key liquidity ratios. • Contribute to periodic liquidity stress testing, including scenario runs, assumption updates, and documentation of results. • Asset Liability Management (ALM) & Interest Rate Risk (IRR) Support • Assist in operating ALM systems (e.g., Jack Henry ProfitStars or similar), including data validation, ETL checks, and input of key assumptions (betas, decay, prepayments). • Support the preparation of Earnings at Risk (EaR) and Economic Value of Equity (EVE) analyses and related reporting. • Help develop IRR reporting packages and scenario analyses for review by Treasury leadership and ALCO. • Capital Planning & Stress Testing Support • Support the capital planning process by compiling data inputs for capital adequacy assessments and multi-year forecasts. • Assist in preparing Risk-Weighted Assets (RWA) calculations and capital ratio projections under baseline and stressed scenarios. • Treasury Technology & Automation • Enhance data pipelines, controls, and automated dashboards for liquidity, funding, IRR, and profitability metrics; improve close/forecast cycles and reduce manual work. • Governance, Policy, and Controls • Maintain Treasury, Liquidity, IRR policies, procedures, and control inventories; support audits/exams; ensure segregation of duties, reconciliations, and documentation quality. • Support regulatory exams in relation to liquidity, capital, and investments. • Cross‑Functional Partnerships • Collaborate with Finance, Risk, Accounting, Operations, IT, and BaaS stakeholders to align assumptions, data integrity, and execution timelines. Support strategic initiatives led by the Corporate Treasurer and CFO.
Benefits
• We’re proud to offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance. Our offerings include: • Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle. • Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions. • Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs. • Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly. • Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents. • Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury. • Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most. • 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future. • Paid Time Off: Generous vacation and sick leave policies to support your time away from work. • Holidays: Enjoy 11 paid holidays throughout the year. • Check out our benefits on our careers site https://jobs.ashbyhq.com/coastal!! • PHYSICAL DEMANDS • The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • While performing the duties of this job, the employee must be able to: • Sit for extended periods of time. • Stand for extended periods of time. • Perform repetitive finger, hand, and arm movement. • Use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc. • View and read computer screens for extended periods. • Occasionally stoop, kneel, crouch, or crawl. • Occasionally lift or move up to 10 pounds.
No credit card. Takes 10 seconds.