KOHO - Product Manager / Sr Product Manager, Credit Building
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Requirements
• You have 3+ years of product management experience, ideally within fintech, consumer credit, or lending. • 3+ years of product management experience • You are highly analytical and data-informed, comfortable diving into SQL, dbt, or Redshift to pull data and confidently building business cases around financial metrics. • highly analytical and data-informed • You have a strong track record of execution and delivery, able to meticulously structure complex projects and break them down into actionable steps for your team. • execution and delivery • You possess an understanding of credit risk and financial compliance (e.g., OSFI, Equifax), or are highly motivated to learn the intricacies of the Canadian credit ecosystem. • credit risk and financial compliance • You are a proactive communicator who drives alignment, frequently loops in relevant stakeholders, and leads with a collaborative, team-first mindset. • The budgeted salary range for this role is $130,000 - 200,000 CAD / year. • At KOHO, we are dedicated to providing pay transparency to all candidates. Compensation at KOHO is determined through various factors including but not limited to: comparable salary market data within Canada, technical skill assessment, a holistic view of previous work history, and internal pay equity with other KOHO team members.
Responsibilities
• You'll be driving the end-to-end product lifecycle for the Credit Building portfolio—from drafting initial PRDs to coordinating STO and managing the rollout. • You'll be • You'll be closely monitoring product metrics and analyzing data to maximize user acquisition, retention, reduce delinquency, and unlock incremental GP for KOHO. • You'll be • You'll be collaborating closely with engineering, design, and data teams to deliver seamless user experiences that help Canadians transparently build their credit scores. • You'll be • You'll be acting as the central hub for cross-functional alignment, ensuring stakeholders across credit risk, compliance, and marketing are actively engaged and informed on product decisions. • You'll be • You'll be developing a deep understanding of our adjudication models and credit policies to continuously refine the product offering and scale our impact. • You'll be
Benefits
• Budgeted range for this job CA$130K – CA$200K • At KOHO, we are dedicated to providing pay transparency to all candidates. Compensation at KOHO is determined through various factors including but not limited to: comparable salary market data within Canada, technical skill assessment, a holistic view of previous work history, and internal pay equity with other KOHO team members. • 📈 Opportunity to shape the future of fintech and financially empower a generation of Canadians • 🤝 Fantastic, Deeply Engaged Team (check out our engagement scores here!) • 🌴 Generous vacation + Wellness days + Flex Days + holiday closure • 💻 Remote-first environment + coworking support + yearly all hands retreat • 🧠 Access to coaching & growth programs • 👶 Parental top-up & leave policies • 💡 Power-up budgets for books, home office setup, phone & internet, AI tools, and professional development • We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission - to financially empower a generation of Canadians. • At KOHO, we’re not your average 9-5. We believe real impact comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, flexible hours, and a remote-first setup built around autonomy and high trust. • KOHO is entering its next chapter - leaner, smarter, more AI-integrated. We’re building for impact, not bureaucracy. If you thrive in environments that value clarity, ownership, and bold thinking, you’ll fit right in.
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