lemfi - Senior Software Engineer - Credit

• Strong backend engineering in Go; Java experience is a plus given our existing services, but Go is the primary language. • Meaningful fintech experience - you understand how financial systems behave under load, under regulation, and under audit. • Exposure to credit products (lending, underwriting, repayment, collections) at any level - even adjacent - so you arrive with the right instincts, not just a willingness to learn them. • Solid grasp of distributed systems design: event-driven architecture, service boundaries, data consistency, and failure modes. • You care about correctness and data integrity as much as velocity - you've worked in environments where getting it wrong has real consequences for real people. • Comfortable operating with autonomy in an environment where the spec is never fully finished and the team is still being built. • Direct experience building credit decisioning, risk scoring, or loan management systems. • Experience in a high-growth startup or scale-up where you helped establish engineering foundations from scratch. • Familiarity with regulatory and compliance constraints specific to consumer credit (e.g. FCA, data protection requirements for credit data).