Ripple - Open Role — Staff Software Engineer, Backend
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Requirements
• Years & Scope: • 8+ years of professional software engineering experience • 3+ years working on complex, business-critical systems in production • Experience working on products with significant scale • Strong communication skills with experience working in multi-functional projects • Track record of delivering projects that span multiple quarters and require coordination across teams • System Ownership: • System Ownership: • Owned and evolved significant portions of a production system end-to-end • Been on-call for production systems and handled critical incidents • Led technical designs that were implemented by teams of 3+ engineers • Made architectural decisions that had lasting impact on system capabilities • Technical Leadership: • Mentored 2+ engineers to help them level up technically • Established technical patterns that were adopted across the team • Led technical spikes to evaluate new technologies or approaches • Cloud & Infrastructure: • Proficiency with at least one major cloud platform (AWS, Azure, GCP) • Experience with containerization (Docker) and orchestration (Kubernetes) • Understanding of infrastructure as code and CI/CD pipeline design • Knowledge of observability: logging, metrics, tracing, and alerting strategies • Experience with microservices deployment patterns and service mesh concepts • Enterprise Software Patterns: • Deep understanding of distributed systems patterns, even driven architectures, and message queues • Multi-tenancy architecture and data isolation strategies • Role-based access control (RBAC) and authorization patterns • Audit logging and compliance requirements for financial systems • API versioning and backward compatibility strategies • Feature flagging and progressive rollout techniques • Core Technologies: • Core Technologies: • Deep expertise with Ruby on Rails • Deep expertise • Expert in RDBMS (ideally PostGres), including query optimization, indexing strategies, and data modeling • Expert • Deep experience in building large scale multi-tenant applications • Experience building and maintaining RESTful APIs and understanding when to use alternative patterns (GraphQL, gRPC, webhooks) • Deep knowledge in building applications using React, TypeScript, JavaScript, and related technologies • Deep knowledge • Understanding of financial concepts: cash positioning, forecasting, liquidity management • Knowledge of banking systems, payment rails, and financial data formats (MT940, BAI2, SWIFT) • Understanding of multi-currency handling, exchange rates, and date/time complexities across time zones • Awareness of financial compliance and regulatory requirements (SOC 2, data privacy) • Experience integrating with third-party financial systems (banks, ERPs, payment processors)
Responsibilities
• Technical Leadership & Architecture: • Drive architectural decisions for the platform, balancing scalability, maintainability, and rapid deployment goals • Establish technical standards and design patterns that enable the team to ship features faster with fewer defects • Lead technical design reviews and provide constructive feedback that elevates the team's architectural thinking • Identify and eliminate technical debt strategically, creating roadmaps that improve both developer velocity and system reliability • Team Enablement & Mentorship: • Mentor mid-level and senior engineers, helping them grow into technical leadership roles • Break down complex, ambiguous problems into actionable work that distributes effectively across the team • Establish coding standards, review practices, and testing strategies that improve overall code quality • Champion engineering standard processes including observability, incident response, and production excellence • Multi-functional Impact: • Partner with Product and Customer Success teams to translate business requirements into scalable technical solutions • Collaborate across distributed teams (Ireland, U.S., Philippines, Australia) to drive alignment on technical approaches • Influence product roadmap by identifying technical opportunities that create competitive advantages • Bridge the gap between technical implementation and business value, helping the team prioritize high-impact work • Increase Agility: • Increase Agility: • Identify and eliminate bottlenecks in the development lifecycle that slow down the entire team • Improve CI/CD pipelines, testing infrastructure, and deployment processes to increase velocity • Drive adoption of modern engineering practices that improve developer experience and productivity • Lead post-mortems and blameless retrospectives that turn incidents into learning opportunities • Strategic Technical Vision: • Anticipate future scalability challenges before they become blockers (e.g., handling 10x growth in transaction volume) • Evaluate emerging technologies and recommend when/how to adopt them (e.g., new ML frameworks, database technologies) • Design systems that support the 90-day implementation promise while maintaining enterprise-grade quality • Balance technical excellence with pragmatic delivery, knowing when "good enough now" beats "perfect later" • Ownership & Accountability: • Own critical systems end-to-end, from design through production support • Take responsibility for production reliability and proactively prevent incidents • Step into ambiguous situations and drive them to resolution without needing explicit direction • Lead by example in code quality, documentation, and operational excellence • Make tough technical trade-off decisions and clearly communicate the reasoning • What You’ll Work On: • Integration & Data Connectivity: • Build and maintain API integrations with major ERPs (SAP, Oracle, Workday) and banking systems to automatically pull transactional data • AI/ML Features: • AI/ML Features: • Develop and optimize machine learning models for the GSmart AI engine that predicts cash flows and automatically selects optimal forecasting algorithms • Build automated variance analysis systems that compare actuals vs. forecasts and generate actionable insights • Create pattern recognition algorithms to identify anomalies, seasonal trends, and customer payment behaviors • Platform Development: • Design and implement flexible worksheet engines that allow users to customize cash flow models, categories, and reporting calendars • Performance & Scalability: • Optimize data processing for handling billions of dollars in daily transactions • Build caching and aggregation strategies for real-time dashboard performance • Design distributed systems architecture to support a 90-day rapid implementation model • Reporting & Analytics: • Create interactive dashboards and visualization components for cash position insights • Build automated notification systems for covenant compliance monitoring and unusual variance alerts
Benefits
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support • Employee giving match • Mobile phone stipend • Take Care of Yourself • R&R days so you can rest and recharge • Generous wellness reimbursement and weekly onsite & virtual programming • Generous vacation policy - work with your manager to take time off when you need it • Industry-leading parental leave policies. Family planning benefits. • Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events • Benefits listed above are for full-time employees.
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