Tilt Finance - Staff Software Engineer, Backend

• Estimate Base Salary $182K – $239K • Offers Equity • At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. • 7+ years developing web APIs within .NET (C#) • Experience building resilient financial systems with state machine logic and complex lifecycles • Ability to balance immediate business needs with long-term architectural considerations • Strong understanding of distributed systems, queue-based architectures, and data-intensive applications • Experience scaling consumer-facing products with significant transaction volumes • Ability to collaborate effectively with product, risk, and operational teams • Comfort making decisions with incomplete information and adapting as new data emerges • Skill in mentoring and elevating the capabilities of other engineers • Able to effectively leverage AI-powered development tools (e.g., Cursor, Augment, Factory) to enhance productivity, code quality, and collaboration. • Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you. • What you'll get at Tilt • Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement. • Virtual-first teamwork: • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity. • Competitive pay: • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards. • Complete support: • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly. • Visibility is yours • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.) • Paid global onsites • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines. • Impact is recognized • The Tilt Way • The Tilt Way • We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the office, you're helping millions of hardworking people reach better financial futures. • You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.