Binance - Senior Card Product Manager
Requirements
• 5+ years of card product management experience in card issuing; hands-on involvement launching card programs in multiple markets appreciated. 0→1 experience strongly preferred. • Self-driven, proactive, and high-agency - identifies problems, proposes solutions, and drives them forward independently; with the aspiration to create and manage a best-in-class crypto card product. • Thrives in a fast-paced, remote-first environment across multiple time zones; strong async communication and documentation skills. • Excellent stakeholder management - able to influence without authority and align diverse teams. • Proven ability to manage a card portfolio toward positive P&L and strong penetration among active users. • Understanding of different card processes: authorization, clearing, settlement, reconciliation, chargebacks, BIN management, tokenization, and card lifecycle. • Good understanding of risk and card compliance frameworks, card scheme rules, and regulatory nuances across jurisdictions. • Strong product design skills - wireframes, sequence diagrams, PRDs, and well-structured user stories. • Able to read and interpret API documentation to evaluate integrations and communicate requirements to engineering. • Comfortable with BI tools; SQL proficiency is a strong plus. • Experience with virtual cards, Apple Pay / Google Pay tokenization, or card-as-a-service platforms. • Familiarity with multi-currency wallets and cross-border payment flows. • Familiarity with crypto/fintech ecosystems (on/off-ramp, stablecoin settlement, crypto-to-fiat). • Prior experience at a crypto exchange, neobank, or embedded finance company.
Responsibilities
• Define and own the card product roadmap across multiple markets with key milestones, dependencies, and success metrics aligned to business objectives. • Conduct market research and competitive analysis to understand market landscapes and benchmark against competitors including fintechs; ensure product's competitive edge and identify improvement opportunities. • Lead the full product lifecycle - from discovery through development, launch, and continuous monitoring and iteration - ensuring product and business OKRs are met. • Collaborate cross-functionally with Engineering, QA, BD, Finance, Risk, Compliance, Legal, Growth, and Marketing to deliver on time in a fast-paced environment; align stakeholders on priorities, MVP scope, and phased rollout plans. • Coordinate partner integrations across markets with BD and technical teams; review and interpret partner API documentation to assess feasibility and bridge business-engineering communication. • Deliver detailed PRD requirements and interactive designs with considerations of edge-case coverage, technical feasibility and implementation plans. • Create wireframes, user flows, and sequence diagrams to communicate product intent effectively. • Design end-to-end card journeys - issuance, activation, authorization, top-up, rewards, campaigns, disputes - tailored to each market. • Coordinate across time zones with clear communication, well-documented decisions, and thorough follow-through. • Optimise product performance dashboard and KPIs tracking, perform in-depth data analysis to identify trends, diagnose issues, and drive improvements using data and AI.
Benefits
• Shape the future of finance • Collaborate with world-class talent in a user-centric global organization with a flat structure • Tackle challenging projects in a fast-paced and innovative enviornment with autonomy • Thrive in a results-driven workplace with opportunities for career growth and continuous learning • Competitive salary and company benefits • Remote-first, work-from-home arrangement (may vary depending on the nature of the role and team)
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