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safelease

safelease - Senior Insurance Forms Analyst

Remote - USA *+ Equity2d ago
RemoteSeniorNAInsuranceTelecommunicationsJunior AnalystProduct MarketingSAFeCloseCross-functional CollaborationGovernanceDocumentation

Requirements

• Education: A bachelor's degree in Insurance, Business, English, Legal Studies, or a related field, or a JD. Relevant experience and demonstrated skills can substitute for formal education. • Experience: 3+ years drafting or managing commercial lines policy forms, endorsements, or coverage wordings, or comparable insurance coverage/legal experience. • Domain: Strong grasp of both commercial and personal lines • coverages, ISO forms, manuscript wordings, and policy construction. E&S / non-admitted experience is a plus. • Regulatory: Familiarity with state filing processes and SERFF; understanding of admitted and non-admitted regulatory requirements. • Drafting: Exceptional written precision, with the ability to spot ambiguity, unintended coverage, and gaps in policy language. • Credentials: Insurance designations such as CPCU, or a legal background in insurance coverage, are a plus. • Communication: Excellent communication and stakeholder-management skills across underwriting, legal, and claims. • Execution: Highly organized and detail-oriented, able to manage many forms, editions, and filings in parallel.

Responsibilities

• Form & Endorsement Drafting • Draft, revise, and maintain base policy forms, endorsements, exclusions, definitions, and manuscript wordings for commercial lines products. • Translate underwriting and product intent into precise, unambiguous policy language that holds up at claim time. • Build and maintain a library of standardized clauses and reusable endorsement language to ensure consistency across both commercial and personal lines products. • Coverage Analysis & Product Support • Analyze coverage intent, identify unintended grants, gaps, and overlaps, and recommend wording changes to close them. • Compare our forms against ISO standard forms and competitor manuscript wordings to guide differentiation and coverage positioning. • Partner with product and underwriting to bring new coverages and product enhancements to market on the wording side. • Regulatory Filings & Compliance • Prepare and manage form filings with state departments of insurance, including submissions through SERFF, and track approvals and objections. • Ensure forms comply with admitted and non-admitted (E&S) requirements and company policy, conducting independent research of state statutes where required. • Coordinate with legal resources and carrier personnel to obtain necessary approvals for coverage and forms changes. • Cross-Functional Collaboration • Work with underwriting, claims, legal, and technology teams to align wording with operational reality and system configuration. • Advise claims on coverage interpretation and feed lessons from claims disputes back into wording improvements. • Support sales and underwriting with clear explanations of coverage grants, conditions, and exclusions. • Governance & Maintenance • Maintain version control, edition dating, and documentation for all forms and endorsements across the portfolio. • Monitor regulatory change, case law, and emerging exposures, and update wordings proactively to manage coverage and litigation risk.

Benefits

• The tech: Our prospects convert fast because we’re solving real problems and delivering serious value to commercial real estate owners. • The team: We’re a team of seasoned pros and sharp operators who know how to move fast and build smart. High standards, low ego. • The stability: We’re well-funded, growing fast, and we make sure our team shares in that success with competitive pay and equity. • The employee experience: We also offer unlimited PTO, full health benefits, flexible work setups, and the kind of culture where people want to show up to do their best work. • If you don't have all the qualifications listed, don't worry! We understand everyone's career path is unique and still encourage you to apply if you feel this role is aligned with your career trajectory. • Employment at SafeLease is contingent upon a satisfactory verification of a general and criminal background check.

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