Affirm - Machine Learning Engineer II (ROA + LTV ML)

• Use Affirm’s proprietary and other third party data to develop machine learning models that predict the likelihood of default and make an approval or decline decision to achieve business objectives • Partner with platform and product engineering teams to build model training, decisioning, and monitoring systems • Research ground breaking solutions and develop prototypes that drive the future of credit decisioning at Affirm • Implement and scale data pipelines, new features, and algorithms that are essential to our production models • Collaborate with the engineering, credit, and product teams to define requirements for new products • What we look for • 2+ years of experience as a machine learning engineer or PhD in a relevant field • Proficiency in machine learning with experience in areas such as Generalized Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration. Domain knowledge in credit risk is a plus • Strong engineering skills in Python and data manipulation skills like SQL • Experience using large scale distributed systems like Spark or Ray • Experience using open source projects and software such as scikit-learn, pandas, NumPy, XGBoost, Kubeflow • Experience developing machine learning models at scale from inception to business impact • Excellent written and oral communication skills and the capability to drive cross-functional requirements with product and engineering teams • The ability to present technical concepts and results in an audience-appropriate way • Persistence, patience and a strong sense of responsibility – we build the decision making that enables consumers and partners to place their trust in Affirm! • Equity Grade - 5 • Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. • Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company). • CAN base pay range per year: $133,000 - $183,000 • Location - Remote Canada • This remote role is open only to candidates residing in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, Prince Edward Island, or Saskatchewan. • Remote-first with flexibility built in • Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.