lendable - Commercial Counsel (Capital Markets & Fintech)
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Requirements
• Experience: 3–5 years of practice experience at a top law firm and/or in-house at a fintech or financial services company. Prior fintech experience strongly preferred. • Capital Markets Expertise: Demonstrated experience with capital markets transactions — warehouse financings, forward flows, whole loan sales, securitizations, or similar structures. Experience in the fintech bank partnership model is strongly preferred. • Commercial Drafting Chops: Strong drafting and negotiation skills across a wide variety of commercial agreements, with the ability to balance legal risk and commercial pragmatism. • Tech-Forward Mindset: Comfortable — and ideally excited — to work with AI and automation tools (Wordsmith, LLMs, CLM platforms) for drafting, review, and workflow automation. Early adopters strongly preferred. • Startup DNA: Scrappy, adaptable, and low-ego. You thrive in ambiguity, move fast, and are comfortable making judgment calls with incomplete information. • Collaborative Operator: Clear communicator who can partner effectively with non-lawyers across business, product, engineering, and finance. • Education: J.D. from an accredited U.S. law school; active bar membership in good standing.
Responsibilities
• Draft, review, and negotiate a broad range of commercial agreements, including vendor, SaaS, data, marketing, partnership, and services agreements. • Lead commercial workstreams supporting our capital markets activities, including warehouse facilities, forward flow arrangements, loan sale and purchase agreements, servicing agreements, and related transaction documents. • Advise on and paper agreements within our bank partnership model, including program agreements, servicing arrangements, and related ancillary documents. • Partner closely with business, finance, product, and compliance teams to translate commercial objectives into clean, practical contract terms. • Build and maintain scalable contract templates, playbooks, and standard positions to accelerate deal velocity. • Own and optimize the contract lifecycle using AI and automation tools (e.g., Wordsmith) — from intake to drafting to execution to post-signature tracking. • Identify opportunities to automate repetitive legal workflows and partner with internal stakeholders to implement them. • Support diligence and legal workstreams for financing transactions and strategic partnerships as the company grows.
Benefits
• $140K – $180K • Offers Equity • Lendable is committed to providing a competitive and comprehensive rewards package. This includes: • Compensation: $140,000 - $270,000 The final compensation offer will be based on a good-faith estimate of the candidate’s experience, qualifications, and geographic location. • Eligibility for competitive equity program • Paid Leave: 20 days of PTO, paid sick leave, paid holidays, paid parental leave • Paid Leave: • Benefits: Comprehensive Medical (including an HSA option), Dental, and Vision insurance plan, Access to our 401(k) Plan • Flexible Work: Work from home every Monday and Friday if you wish - on the other days, we all come together IRL to be together, build and exchange ideas. • Flexible Work: • Upload your resume here to autofill key application fields. • Drop your resume here! • Parsing your resume. Autofilling key fields... • or drag and drop here • What is your notice period? • Yes - Lendable loan • Yes - Zable credit card • Recruiting Privacy Policy • Lendable may use Artificial Intelligence with this application. Learn more.
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