Ramp - Software Engineer, Banking

• 5+ years of backend or platform engineering experience, ideally in high-scale production environments • Strong systems design skills — you can take ambiguous requirements and architect reliable, maintainable solutions • Comfort with distributed systems, performance optimization, and production reliability • Experience thriving in fast-moving environments with high ambiguity and independent problem-solving • A builder mentality — you own outcomes, not just tickets • Experience in fintech, payments, or banking (ACH, card rails, crypto, ledgers) • Familiarity with financial concepts: billing, reconciliation, ledgering, banking flows • Experience integrating with third-party financial APIs or banking partners • Background working closely with enterprise customers or navigating treasury management systems • Benefits (for U.S.-based full-time employees) • 100% medical, dental & vision insurance coverage for you • Partially covered for your dependents • One Medical annual membership • 401k (including employer match on contributions made while employed by Ramp) • Fertility HRA (up to $10,000 per year) • Unlimited AI token usage • Centralized home-office equipment ordering for all employees • Health and Wellness stipend • In-office perks: lunch, snacks, drinks, and more • Budget for intra-office travel • Relocation support to NYC or SF (as needed) • Referral Instructions • If you are being referred for the role, please contact that person to apply on your behalf. • Other notices • Other notices • Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. • Beware of recruiting scams: Ramp will only contact you through official @Ramp.com email addresses and will never ask for payment or sensitive personal information during the hiring process. • Ramp Applicant Privacy Notice