Abound - Data Scientist
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Requirements
• You have an advanced degree (Master's or Ph.D.) in Data Science, Machine Learning, Statistics, or a related field • You’ve got 3+ years of experience in a data science role. Credit risk or finance experience is a plus but not required, as you'll be supported by strong local expertise from our credit risk lead and country director • Strong SQL & Python skills and experience working directly with large datasets • You have a strong background in statistical modelling, machine learning algorithms, and data mining techniques • You're passionate about leveraging AI and data to improve financial inclusion and access to fair credit • You have excellent communication skills and can translate complex data insights for both technical and non-technical stakeholders, and are comfortable working across English and Spanish • You're adaptable, innovative, and thrive in a fast-paced, high-growth environment
Responsibilities
• Work with our local Head of Credit Risk to build and develop the local credit risk model for the Spanish market, from initial development through to ongoing iteration and performance monitoring • Evaluate, select and integrate local data providers (bureau, Open Banking, alternative data) to power credit decisioning in Spain • Own reporting for the Spanish business: designing the dashboards, metrics and analytics infrastructure that give the team visibility into portfolio performance, risk and affordability • Work closely with the London-based data science team to adapt Render to the Spanish market, sharing methodology, code and lessons learned across geographies • Collaborate with cross-functional teams (e.g. product, finance, collections, underwriting, and the local credit risk and country leads) to translate data insights into pioneering solutions that drive product strategy and growth in Spain • Stay abreast of industry trends in AI, machine learning, and fintech to drive innovation
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