marshmallow - Underwriter - FTC (3 months)
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Requirements
• You display proactivity in finding solutions rather than waiting for others to act • You're curious and unafraid to ask questions, there’s no such thing as a silly one and we are all on a journey of discovery • You’re comfortable with ambiguity and motivated by working in an environment where things move quickly and change over time • 1-3 years experience working for a UK lender in a credit underwriting role and making credit decisions. Motor finance experience is strongly preferred, as is working in a Fintech/start-up environment • Adaptability and flexibility - we are scaling massively and the role of the underwriter is likely to evolve alongside this • Analytical mindset that is comfortable identifying and raising issues or process improvements • Organised and ability to work at speed, processing multiple applications each hour • We are not in a position to offer visa sponsorship for this role.
Responsibilities
• Use your experience, a variety of data sources and our technology to make fast, fair and accurate lending decisions for customers applying for car finance • Balance risk and commercial reasoning to ensure the right outcomes for both the customer and Marshmallow • Where necessary, identify where further information is needed to make a decision and obtain this from the customer • Make confident decisions, ensuring they are in line with business rules, processes, and regulatory parameters • Collaborate with other internal departments where necessary • Process improvement – identifying improvement of internal processes where appropriate • Flexible working: Spend 3 days a week with your team in our collaborative London office. • Competitive bonus scheme - designed to reward and recognise high performance • Flexible benefits budget - £50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things you want. • Mental wellbeing support – Access therapy and mental health sessions through Oliva • Learning and development – Personal budgets for books and training courses to help you grow in your role. Plus 2 days a year - on us! - to further your skillset • Private health care - Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches • Medical cash plan - To help you with the costs of dental, optical and physio (plus more!) • Tech scheme - Get the latest tech for less • Plus all the rest; 25 days holiday, pension, cycle to work scheme, monthly team socials and company-wide socials every month! • Initial call with a member from our Talent Team (30 mins) • Combined onsite interview (90 mins) • Diversity of thought • We know the best ideas come from having different perspectives in the room - and we're committed to hiring fairly, regardless of background, identity or experience. If you see yourself in this role, we'd encourage you to apply.
Benefits
• perfer not to say • As part of our hiring process, we carry out standard DBS and Cifas background checks. These verify there are no ongoing criminal proceedings and support fraud prevention. If you have questions, speak to our Talent Acquisition team. • Use the tick box to confirm you've read and understood • We take privacy seriously here at Marshmallow. Our Recruitment privacy notice explains how we process and handle your personal data. • Tick the box to confirm you've read the policy and agree to us contacting you about opportunities for up to 3 years. • Note: The consent period lasts for 3 years • Recruiting Privacy Policy
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