Pathward, N.A. - Energy Program VP

• Serves as the accountable leader for a $3B+ energy project finance portfolio, ensuring strong risk-adjusted performance, yield optimization, and portfolio health. • Operates as the “quarterback” for the Energy business, integrating strategy, credit, origination, and execution across the full deal lifecycle. • Acts as Product Owner for Project Finance (Energy), defining program standards, governance, and execution priorities. • Evaluates transactions prior to formal underwriting to ensure appropriate structuring, pricing, and alignment with credit and portfolio objectives. • Provides leadership and oversight across syndicated and non-syndicated transactions, including deal structuring and capital strategy. • Partners closely with Credit to proactively identify and mitigate risks, ensuring alignment with internal risk frameworks and external expectations. • Owns visibility into the full pipeline, including top-of-funnel sourcing, partner-driven opportunities, and deal conversion. • Ensures forecast accuracy across originations, funding timing, and revenue realization. • Monitors daily lending limits, portfolio concentrations, and emerging risks. • Serves as a senior relationship leader with key external partners (e.g., BridgePeak), maintaining high credibility and trust. • Builds strong, respected relationships with internal stakeholders including Credit, Treasury, Legal, and executive leadership. • Collaborates with Treasury on on- vs. off-balance sheet strategies to optimize capital deployment and returns. • Maintains deep expertise across energy sectors, including solar, biogas, oil & gas, and emerging energy technologies • Provides guidance on market dynamics, public ratings considerations, and evolving industry trends impacting deal structure and portfolio performance. • Leads or partners in complex legal negotiations to ensure favorable risk positioning and commercial outcomes. • Ensures adherence to program standards, regulatory expectations, and internal control frameworks. • Identifies and escalates credit issues, portfolio risks, and structural gaps proactively. • Bachelor's degree or equivalent education and work experience. Master's degree preferred. • 12+ years of experience in project finance, structured finance, or commercial finance, with a significant portion in energy or infrastructure. • Deep expertise in energy sectors (e.g., renewables, oil & gas, emerging technologies). • Proven experience structuring and executing complex syndicated and non-syndicated transactions. • Strong understanding of credit risk, underwriting, and portfolio management principles. • Demonstrated ability to operate as a senior individual contributor in a highly technical, fast-paced environment. • Highly credible and respected partner to Credit and external stakeholders. • Strong commercial acumen balanced with disciplined risk management. • Ability to operate both strategically and tactically across the deal lifecycle. • Exceptional judgment in pricing, structuring, and portfolio decision-making. • Ability to deal with concepts and complexity; ability to think logically and critically • Open to change and able to learn quickly; able to apply previous experiences when faced with new or seemingly unique challenges • Ability to demonstrate critical thinking and problem-solving skills. • Knows how to get things done through both formal and the informal network; understand the cultures of organizations • Ability to deliver in complex situations and under short time frames • Excellent oral and written communication and presentation skills, including creating internal and external presentations • Experience successfully communicating with senior executives. • Highly organized with the ability to manage through the details to accelerate progress. • Ability to analyze and interpret data to make decisions. • The responsibilities listed above are not all inclusive and may be changed at any time.