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Jobs/Insurance Underwriter Role/Ocrolus Inc. - Mortgage Underwriter - Contractor
Ocrolus Inc.

Ocrolus Inc. - Mortgage Underwriter - Contractor

Remote - USA$94k - $94k4w ago
RemoteMidNAFintechSoftwareInsurance UnderwriterDocumentation

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Requirements

• 3+ years of mortgage underwriting experience, including FHA and VA. • Skilled in reviewing borrower documentation (e.g., W-2s, tax returns, pay stubs, self-employment income, appraisal, title, etc). • Strong expertise in income analysis, credit evaluation, and AUS findings. • Experience testing technology products or tools is a plus. • Tech-savvy with ability to critique mortgage software and explain findings clearly. • Excellent documentation, prioritization, and communication skills. • Experience with fintech or SaaS mortgage tools. • Familiarity with automated income calculation or verification platforms. • Exposure to agile product development environments. • Note: The role requires 4-8 hours of work per day with compensation of $45 per hour. • Life at Ocrolus • Life at Ocrolus • We’re a team of builders, thinkers, and problem solvers who care deeply about our mission — and each other. As a fast-growing, remote-first company, we offer an environment where you can grow your skills, take ownership of your work, and make a meaningful impact. • Our culture is grounded in four core values: Empathy – Understand and serve with compassion Curiosity – Explore new ideas and question the status quo Humility – Listen, be grounded, and remain open-minded Ownership – Love what you do, work hard, and deliver excellence • Our culture is grounded in four core values: • Empathy – • Curiosity – • Humility – • Ownership – • We believe diverse perspectives drive better outcomes. That’s why we’re committed to fostering an inclusive workplace where everyone has a seat at the table, regardless of race, gender, gender identity, age, disability, national origin, or any other protected characteristic. • We look forward to building the future of lending together.

Responsibilities

• Product Testing • Product Testing • Review borrower documentation (income, assets, credit, collateral, AUS findings) and confirm the correct application of underwriting rules within the product, such as income calculator output. • Document test results thoroughly, flag discrepancies, and recommend solutions to ensure compliance with agency and investor standards. • Serve as the subject matter expert on underwriting practices, providing clarity and context to both technical and non-technical teams. • Collaboration & Communication • Translate complex underwriting requirements into clear and simple language and communicate effectively to stakeholders, both written and verbal. • Partner closely with Product to share enhancement opportunities. • Provide ongoing SME input to the Sales team. • Communicate findings and recommendations effectively to both leadership and cross-functional stakeholders, ensuring alignment across teams.

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