Lendable - IFRS9 Specialist

• Essential: • 3+ years in financial reporting, credit risk modelling or a related finance function within financial services • Hands-on experience maintaining or developing IFRS 9 models, including PD, LGD and EAD components • Strong understanding of loss provisioning methodology and an understanding of how provisions interact with P&L and balance sheet • Proficiency in SQL and Python for data extraction and model maintenance • Experience producing reporting packs and commentary for senior finance or capital markets audiences • Ability to work cross-functionally with risk, finance and capital markets teams • Experience in consumer lending or cards businesses • Desirable: • Familiarity with securitization structures, investor reporting or capital markets transactions • Demonstrable use of AI in your workflow • Experience presenting financial analysis to investors or rating agencies • Track record of improving model governance, documentation or validation processes • You’re a good fit if you’re: • Detail-oriented and rigorous. You take pride in model accuracy, data quality and clean governance • A clear communicator who can translate technical modelling outputs into plain language for finance and capital markets audiences • Comfortable owning processes end-to-end, from data extraction through to stakeholder-ready outputs • Curious and proactive, you seek out inconsistencies and improve processes before problems arise • Collaborative and comfortable navigating ambiguity in a fast-moving environment • A structured thinker who can manage multiple priorities and deadlines simultaneously • Passionate about using data and technology to improve financial decision-making • Life at Lendable • Winning team: the opportunity to scale up one of the world’s most successful fintech companies • Winning team: • Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites • Flexible working: • Health coverage: support for your physical and mental wellbeing, including private health cover • Health coverage: • Retirement & savings: long-term financial wellbeing through retirement savings plans • Retirement & savings: • Employee referral programme: earn a competitive bonus when you refer successful new team members • Employee referral programme: • Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations • Office meals & snacks: • Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations • Sustainable commuting: • Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner. • Please note: • Check out our blog!