octoenergy - Credit Underwriter - 12 months FTC
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Requirements
• Willingness to get hands on with processing and evaluating credit applications ranging from consumer to larger corporates (essential) • Ability to interpret credit application information - e.g. accounts and KPIs provided by clients (essential) • Experience working in a hands-on credit assessment & underwriting role • Knowledge of credit policies • Familiar with automated credit decisioning platforms (e.g. Lending Metrics)
Responsibilities
• Manage the day-to-day credit and underwriting process • Review and manage credit escalations and referrals • Own underwriting decisions for clients not captured by our auto-underwriting process (up to an agreed limit, based on experience) • Support in development of consumer scorecards, underwriting policy, process and systems
Benefits
• We’re continuing to build our in-house underwriting team at Octopus Electric Vehicles. The focus is currently on expanding our underwriting capability for B2B credit risk for our business contract hire and salary sacrifice products but also includes assessing consumer credit. • We’re creating a new set of policies, processes and tech tools to efficiently and accurately assess credit risk. To help us do that, we’re hiring a Credit Underwriter. • Our goal is to become an industry leader in our ability to provide quick credit line decisions to both B2B and consumer clients. We will build and invest in best in class technology and datasets to help you achieve that goal. • 🎉 Octopus Energy Group is a unique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! 🎁 Visit our perks hub - Octopus Employee Benefits • 🏆 Octopus Electric Vehicles, part of the Octopus Energy Group, won the Sunday Times best company to work for in 2024. We were named 6th out of the top 100 start-ups to work for by Tempo in 2025 and on Glassdoor we were voted 50 best places to work in 2022. Our Group CEO, Greg has recorded a podcast about our culture and how we empower our people. We’ve also been placed in the top 10 companies for senior leadership • Just to let you know, we are dog friendly company so you may see our 4 legged friends in the offices - feel free to bring yours! Rest assured though, we've taken lots of precautions for those who have allergies!
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