Full Stack Engineer
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Requirements
- Experience with Python web frameworks (Django / FastAPI / Flask / Starlette / Ninja).
- Experience with relational databases, ideally PostgreSQL, but open to MySQL or similar (e.g., MS SQL, Oracle); emphasis is on data integrity.
- Experience integrating with third party APIs
- Confidence working across the full stack, including front-end development in (React / TypeScript / Vite / Tailwind / Astro), with a desire to learn new technologies
- Strong communication skills, with the ability to translate business needs into clear, effective technical solutions, taking features from conception (0-1)
- Familiarity with PHP, particularly for contributing to ecommerce plugins
- Understanding of DevOps practices, including containerisation and CI/CD
- A strong numerical or technical background, with a degree in maths, physics, computer science, engineering, or relevant industry experience
Responsibilities
- Diversity Survey (Optional)
- This survey helps us evaluate our diversity and inclusion efforts. It's voluntary and optional. And, refusal to submit the survey will not affect your job application.
- Survey answers are not seen on an individual basis. This submission will only be used to help us with our commitment to continuously improve our diversity and inclusivity best practices.
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- Our data retention policy.
- When you apply for a job at iwoca we will retain your personal data (includes your CV, email correspondence, interview notes and application test scores) for a period of time so that, in the event of a legal claim, we can demonstrate that we did not discriminate against applicants on prohibited grounds and that we conducted the recruitment process in a fair and transparent manner.
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- If you are unsuccessful with your application we will keep hold of your data for 6 months. For more information on this, please see our UK candidate privacy notice.
- For candidates applying to our vacancies in Germany:
- If you are unsuccessful with your application we will keep hold of your data for 6 months. After this period, we will securely destroy your personal data in accordance with our DE Data Retention Policy.
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- If you have any questions about our privacy policies or the protection of your data please contact our data protection officers by email at [email protected] (UK) or [email protected] (Germany)
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Benefits
- Full Stack Engineer - iwocaPay
- Hybrid working in London, UK (At least one day in office per week)
- We’re looking for a Full Stack Engineer to join our iwocaPay team
- iwocaPay provides trade credit and Buy-Now-Pay-Later (BNPL) solutions to businesses. The team works with hundreds of sellers to help thousands of buyers manage their cash flow, increase their purchasing power and operate with flexibility.
- The company
- Imagine a world where every small business has the power to thrive. That's the world we're building at iwoca. Small businesses aren't just statistics – they're the heartbeat of our communities, the character of our high streets, and the engine of our economy. Since 2012, we've revolutionised how these businesses access finance, turning what was once a lengthy, frustrating process into something remarkable: funding that's fast, flexible, and actually works for modern businesses.
- Our impact speaks for itself: we've provided billions in funding to over 150,000 businesses across Europe, making us one of the continent's leading fintech innovators. But we're just getting started. Our mission? To empower one million businesses with the financial tools they deserve.
- We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether it's managing cash flow or seizing unexpected opportunities, we ensure businesses get the funds they need – often within minutes.
- The team
- The iwocaPay team runs like an independent start-up within iwoca. We build trade credit and Buy-Now-Pay-Later (BNPL) solutions for businesses. Our product helps thousands of buyers manage their cash flow and purchasing power, while supporting hundreds of sellers to offer flexible payment options.
- We’re growing fast, now over 30 people strong, with seven engineers, two product managers, one designer, and a full set of operational roles. We’re committed to doing good work and moving quickly, iterating frequently to ship features that matter. We run daily standups and regular offsites to stay connected. We also work closely with other iwoca teams, sharing code and benefiting from shared resources, such as our dedicated DevOps team.
- We expect to pay from £55,000–£70,000 for this role. But, we’re open-minded, so definitely include your salary goals with your application. We routinely benchmark salaries against market rates, and run quarterly performance and salary reviews.
- The culture
- At iwoca, we prioritise a culture of learning, growth, and support, and invest in the professional development of our team members. We value diversity in thought and skill, and encourage you to explore new areas of interest to help us improve our products and services.
- We put a lot of effort into making iwoca a brilliant place to work:
- Offices in London, Leeds, Berlin, and Frankfurt with plenty of drinks and snacks
- Events and clubs, like bingo, comedy nights, yoga classes, football, etc.
- Flexible working.
- Medical insurance from Vitality, including discounted gym membership
- A private GP service (separate from Vitality) for you, your partner, and your dependents.
- 25 days’ holiday, an extra day off for your birthday, the option to buy or sell an additional five days of annual leave, and unlimited unpaid leave
- A one-month, fully paid sabbatical after four years.
- Instant access to emotional and mental health support.
- 3% Pension contributions and share options.
- Generous parental leave and a nursery tax benefit scheme to help you save money.
- Cycle-to-work scheme and electric car scheme.
- Two company retreats a year, we’ve been to France, Italy, Spain, and further afield.
- And to make sure we all keep learning, we offer:
- Protected time and a learning and development budget for everyone.
- Company-wide talks with internal and external speakers.
- Access to learning platforms like Treehouse.
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