Capital on Tap - Risk Manager

London - Hybrid1w ago

In Office EMEA Banking Fintech Risk Manager Reporting ARPU Risk Management FRM Governance

Requirements

• FinTech / Payments Background: Proven experience in an FCA-regulated firm in the EMI, payments, banking or FinTech space, with an understanding of partner-bank concentration risk in card and payments models. • FinTech / Payments Background: • Forward-Looking Reporting: Track record of building effective risk reporting. • Forward-Looking Reporting: • Stress Testing & Wind-Down: Practical experience embedding stress testing, reverse stress testing and wind-down planning at firm level. • Stress Testing & Wind-Down: • Senior Stakeholder Influence: Confident providing independent challenge at Director and C-suite level, building constructive relationships while holding the second line. • Senior Stakeholder Influence • Urgency & Business Focus: Demonstrated ability to work at pace in fast-moving environments, with the appetite to build at speed - the framework exists, it needs maturing fast as the business scales. • Urgency & Business Focus: • Strong Written Communication: Excellent written communication for papers, Risk Committee briefings and Board notes, with the ability to translate technical risk into business decisions. • Strong Written Communication: • GRC Platform Experience: Experience evaluating or implementing a GRC platform. • AI & Operational Resilience: Exposure to AI risk management and operational resilience under FCA expectations. • AI & Operational Resilience: • Professional Qualifications: A recognised risk qualification such as IRM (Institute of Risk Management), FRM (GARP), PRMIA or equivalent. Big 4 or consulting background in financial services risk also welcome. • Diversity & Inclusion 🌈We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. • Diversity & Inclusion

Responsibilities

• Strategic Risk Leadership: Serve as the primary second-line risk lead, providing senior leadership with a forward-looking, decision-useful view of risk as the business scales. • Strategic Risk Leadership • Framework Ownership: Own and refresh the Enterprise Risk Management Framework ensuring the three lines of defence design fits a growing FinTech. • Framework Ownership • Risk Taxonomy & RCSAs: Re-baseline the Risk Taxonomy with Risk Owners to reflect the current business, and work collaboratively with them to refresh risk assessments and risk appetites. • Risk Taxonomy & RCSAs • KRIs & Risk Reporting: Work with Risk Owners to build live KRI dashboards and support reporting to the Risk Committee. • KRIs & Risk Reporting • Risk Systems & Data: Responsible for transitioning to a GRC platform. • Risk Systems & Data: • Stress Testing & Wind-Down: Lead the annual wind-down plan refresh aligned to FCA WDPG and the CASS 10A resolution pack. • Stress Testing & Wind-Down: • Governance Support: Support Risk Committee Charter and Terms of Reference refresh. • Governance Support: • Independent Assurance: Partner with Internal Audit and third party assurance providers to shape an independent assurance plan aligned to where the residual risks actually sit. • Independent Assurance • Business Enablement: Provide thoughtful, business-minded second line challenge to product launches, partner-bank changes and AI implementations. • Business Enablement: • Risk Culture: Support the risk culture across the business by engaging Risk Owners on impact classification and risk-owned RCSAs, embedding risk thinking into business-as-usual decisions. • Risk Culture: • We’re Looking For • We’re Looking For • Deep Regulatory Expertise: Comprehensive working knowledge of FCA SYSC 4, 6 and 7, the EMD/PSD regime, FCA WDPG and CASS 10A, with the ability to interpret complex requirements and provide pragmatic business guidance. • Deep Regulatory Expertise • Framework Design Experience: Hands-on experience designing or refreshing an Enterprise Risk Management Framework: taxonomy, appetite, KRIs, RCSA methodology and Risk Committee reporting.

Benefits

• Check out more of our benefits, values and mission here. • Other Info👍Check out our ‘Top Tips’ for interviewing.✔️Keep updated on new job opportunities by following us on Linkedin.📧Email [email protected] if you have any questions. • Other Info • Excited to work here? Apply!If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.) • Excited to work here? Apply!