Referrals Only - Lead Insurance Pricing Analyst

• We’re building insurance that actually works for people – no jargon, no faff, no feeling like you’re being caught out. • Our mission is to offer simple, reliable and delightful insurance products that meet real-life needs, backed by great underwriting and claims partners to power seamless internal operations and exceptional customer experiences. • We’re scaling our first product line, Home insurance, with plans to expand into additional insurance categories over the coming years. We're a focused team with ambitious growth targets and a chance to build something special from the ground up. • We’re looking for a Pricing Analyst to own and continuously improve the performance of Monzo’s insurance pricing. • This role sits at the intersection of data, pricing, and growth. You’ll be responsible for understanding how our prices perform in market, why, and what we should do about it - from day-to-day optimisation through to longer-term pricing strategy. • You’ll work closely with our insurance partner, data scientists, and product teams to turn pricing and risk data into clear, actionable decisions that drive growth. This is a highly hands-on role with direct impact on conversion, competitiveness, and profitability - particularly as we scale our distribution channels, including on price comparison websites (PCWs). • 🔑 You’ll play a key role by… • Owning day-to-day pricing performance - understanding where we sit in the market and why • Analysing pricing, conversion, claims and loss ratio data to identify opportunities to improve growth and profitability • Running and supporting pricing experiments (e.g. segment-level changes, elasticity testing) including on PCWs • Refining pricing segments, rating factors and tiering to improve decision quality • Working with our insurer to evaluate pricing proposals, assumptions and trade-offs • Building a clear view of price competitiveness, especially on PCWs, and recommending actions to improve rank and conversion • Working with Data Science to deepen analysis, while independently driving core pricing work • Helping develop our internal pricing capability - including frameworks, datasets and ways of working • 🤩 We’d love to hear from you if… • You have pricing experience in UK Home insurance or a similar general insurance product • You are highly analytical and hands-on with data, comfortable running pricing experiments (e.g., elasticity testing), and using conversion, loss ratio, and risk data to drive actionable decisions • You have sufficient underwriting knowledge to effectively challenge insurer proposals, pricing assumptions, and rating factors using data • You have a solid grounding in SQL and experience with Data Analysis tools such as Python, Jupyter, Looker or similar • 💰 Salary is £ 80-95,000 depending on experience • 📍 This role will be based out of our London office next to Liverpool Street station - in a hybrid way of working between the office and home • ⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. • 💰 25 days holiday (plus bank holidays) • 🏥 Private medical insurance with WPA • 📚£1,000 learning budget each year to use on books, training courses and conferences. • 🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. • ➕ Plus lots more! Read our full list of benefits.#LI-REMOTE #LI-NJ1