Hometap - Underwriter
Requirements
• As an Underwriter, you'll play a critical role in Hometap's home equity investment process, making recommendations on both the homes and the homeowners we work with. You'll analyze a broad set of home and homeowner information to assess the risk profile of each application and make investment eligibility recommendations against the standards in our underwriting guidelines. This is a strong fit if you bring underwriting experience, a passion for real estate, and exceptional organizational skills. • Prior underwriting experience • Sharp attention to detail in a fast-paced environment, including strong proofreading and fact-checking skills • Strong judgment, with comfort making recommendations against a rules rubric and escalating issues and questions as needed • Ability to work independently and as part of a team • Comfort handling multiple responsibilities and staying proactive under deadlines • Strong written and verbal communication skills, with a client-oriented approach • An interest in real estate and fintech, and excitement about joining a growing tech company • Bachelor's degree preferred, ideally in business, finance, or a related field • The base salary for this role is $75,000 with additional earning potential through a performance-based monthly incentive. You’ll also receive meaningful equity, giving you a real stake in the company’s growth and success. We offer generous medical, dental, and vision coverage, a work-from-home-stipend, parental leave, and plenty of paid time off to recharge.
Responsibilities
• Work closely with our Sales and Processing teams to review homeowner applications quickly and accurately • Evaluate applicant and property information against our underwriting criteria, confirm the application is complete, and make informed investment recommendations • Review and analyze appraisal reports for accuracy and compliance with guidelines, evaluating comparables, market trends, and property conditions to confirm value is supported • Flag applications that raise concerns around completeness or risk • Determine eligibility amounts based on your analysis of applicant and property information • Collaborate with a cross-functional team of Sales and Operations associates to complete each application review
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