Maxwell - Contract Due Diligence Underwriter

Remote3w ago

Remote Junior WW Payments Real Estate Insurance Underwriter Due Diligence Contract Management Performance Reviews Documentation Contract Review

Requirements

• Excellent analytical and communication skills • Proficiency in pipeline management with the ability to multitask in a high-volume environment • The ability to work independently as well as contribute in a team environment

Responsibilities

• Review mortgage loan files to ensure the accuracy of the information and verify the presence of all required documents • Perform due diligence review of the residential mortgage loan application and documentation as submitted to ensure loans meet specific investor/product guidelines and AUS requirements as applicable • Analyze borrower's credit profile, collateral, and capacity to repay the proposed mortgage obligation, including accurately calculating income and ensuring the borrower's ability to repay • Properly calculate and analyze loan-to-value ratios and debt carried • Analyze purchase contracts, title commitments, and other loan-pertinent documentation • Enter review results into the company's proprietary software • Execute risk analysis and make decisions regarding deficiencies identified during the review process, recommending resolution • Stay current on all agency, state, and multiple investor guidelines • Participate in ongoing training as the industry evolves • Manage time efficiently and prioritize workloads to meet minimum daily production goals • Clear QA feedback and perform within department audit standards • Adhere to the company's Core Values • Other duties as assigned by manager • Salary: This is a contract position and payment will be made per file, depending on the type of loan reviewed.

Benefits

• We are a company focused on a supportive, diverse, and inclusive culture — lived through our values of Rigor, Ownership, Curiosity, Kindness, and "Straight Up" — to bring equality to the mortgage process and spread financial empowerment. We believe people do their best work when they're trusted, supported, and given the tools to solve real problems. Join us in helping lenders work more efficiently while making the path to homeownership less stressful for everyone involved.