Tide - Treasury Lead, Liquidity, Forecasting & Risk
Requirements
• Tide is seeking an experienced and visionary Lead of Liquidity, Forecasting & Risk. The ideal candidate will have: • Minimum of 9 years of experience in Treasury, within liquidity and capital management, including forecasting/planning • Prior experience in financial services – preferably in technology-driven & scale-up environments preferred • Strong knowledge of cash forecasting, capital management, general financial risk management and related regulatory requirements • Self-starter, independent and extreme ownership mentality • Experience overseeing controls and mitigating financial risks • Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable • Experience working within a dynamic and strong paced environment • Experience in managing and leading Treasury teams across multiple locations and countries • Excellent communication and stakeholder management skills • WHAT YOU’LL GET IN RETURN: • Competitive Compensation - competitive salary and share options • Time Off – Generous annual leave on top of bank holidays. • Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey • Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide • Access to salary sacrifice benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts • Health Insurance – Comprehensive Private family insurance plan • Life & Accident Cover – Comprehensive accidental and life insurance protection • Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops • Retirement Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings • Volunteering & Development Days – Paid days annually for volunteering or personal growth • Learning & Development – Annual budget for books, courses, coaching, and more • WOO (Work Outside the Office) – Work from abroad for up to 90 days annually • Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement • Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices • TIDEAN WAYS OF WORKING • At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. • flexible workplace • While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. • TIDE IS A PLACE FOR EVERYONE
Responsibilities
• Treasury planning • Treasury planning • Own Treasury forecasting framework, including medium and long term liquidity and capital forecasts; • Develop and maintain Treasury planning assumptions and forecasting methodologies; • Provide forward looking analysis to support business growth, new products and strategic initiatives; and • Lead Treasury scenario planning and design stress testing methodologies. • Liquidity and Capital Management • Own liquidity and capital management activities and decisions across multiple entities, currencies, and business lines. • Optimise capital and liquidity usage and drive strategic initiatives in line with the company growth models. • Partner with FP&A and Risk to build resilient capital structures that support regulatory and operational needs. • Provide recommendations on liquidity buffers and funding requirements; • Own the monthly and quarterly Treasury MI pack; and • Support strategic decision making through scenario analysis and sensitivity modelling • FX & Interest Rate Risk Management • Monitor, assess and manage FX and interest rate exposures across a multi-currency ecosystem. • Implement and oversee hedging strategies and policies in line with fintech-specific risk profiles. • Liaise with banking and trading partners to optimise execution and reporting. • Business partnering • Business partnering • Partner with Finance, Product, Lending and Commercial teams to assess Treasury impacts of new initiatives • Support execution decision making through insightful Treasury analysis • Represent Treasury on cross functional projects • Leadership • Lead and develop Treasury planning capabilities; • Coach and mentor Treasury analysts; and • Deputise for Group Treasurer when required.
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