payabli - Senior Product Manager, Payouts (Payables/Issuing)

• 5+ years in product management with deep experience in payments, fintech, or financial services • Hands-on experience with virtual card issuance programs and card network relationships (Visa, Mastercard) • Expert-level understanding of ACH (NACHA rules, same-day ACH, returns/NOCs), wire transfers, and check processing • Expert-level understanding of building vendor networks, enablement options (phone, email, portal); straight through processing familiarity is a plus • Experience with BIN sponsorship, issuing processors, and program management compliance • Track record of launching and scaling disbursement or payables products • Familiarity with vendor management systems, AP automation, or B2B payment workflows • TECHNICAL FLUENCY • Ability to partner deeply with engineering on API design, data models, and system architecture • Understanding of fraud prevention, KYB/KYC requirements, and compliance in money movement • Interest or experience in AI/ML applications for data enrichment and automation • At Payabli, values aren't aspirational—they're operational. Here's what living our five core values looks like in this role: • 🤝 Team Love = Customer Love — You understand that when you build great products for your internal partners, they deliver exceptional experiences to merchants. You obsess over the platform partners and businesses that depend on every payout landing on time. • 🔥 Run to the Fire — When ACH returns spike or a card program hits a snag, you're the first one in the war room. You don't shy away from hard problems—you chase them. You volunteer for the complex, messy challenges others avoid. • 🔍 Little Things Count — You sweat the details because you know a single decimal error in a payout can damage a business. You double-check edge cases, validate every assumption, and understand that excellence lives in the details. • 💎 Truth Seekers — You give direct feedback, receive it with grace, and never let ego get in the way of finding the right answer. You document what you don't know, admit mistakes quickly, and hold yourself accountable in the open. • 🚀 Relentlessly Curious — You're constantly asking "what if?" and "why not?" You study how competitors solve problems, explore adjacent industries for inspiration, and never stop learning about the payments ecosystem.