BVNK - Tech Lead (Backend): Cards

• Define and drive the technical architecture for the cards platform (card issuing, tokenization, transaction processing, settlement). • Act as the primary technical decision-maker within the squad, including decisions for card infrastructure components. • Lead the design and delivery of scalable, compliant systems, APIs, and distributed services. • Own the technical roadmap for cards engineering, aligning with product and business objectives. • Coordinate delivery across multiple workstreams (card issuance, transactions, settlements, compliance). • Contribute hands-on to the codebase through development, debugging, optimisation, and code reviews. • Mentor and develop engineers through technical coaching, pairing sessions, and constructive feedback. • Promote engineering best practices around testing, CI/CD, observability, reliability, and security. • Lead technical assessments and integration design with third-party card providers, evaluating their APIs, security posture, and system capabilities to inform architecture decisions • Remove technical blockers and make trade-off decisions to keep projects on track. • Facilitate collaboration across squads and represent cards engineering in cross-org technical forums. • Partner with Product and Business on prioritisation, translating business requirements into technical solutions. • Drive operational excellence by improving monitoring, incident response, and deployment practices. • What we need from you: • 8–12+ years of professional software engineering experience, including 3–5+ years in senior or technical leadership roles. • Proven track record designing and delivering complex, scalable systems such as microservices, event-driven architectures, or high-throughput APIs • Experience acting as the primary technical decision-maker for a team or domain, including evaluating trade-offs, selecting technologies, and defining standards. • Strong understanding of card payments, issuing programmes, or transaction processing in a regulated environment. • Enthusiasm for adopting AI-assisted development tooling (e.g, Claude Code, AI code review agents) to accelerate delivery and improve code quality across the squad • Experience with PCI-DSS compliance or similar security/regulatory frameworks. • Strong experience leading end-to-end delivery of complex initiatives across multiple sprints. • Experience mentoring and developing engineers through coaching, code reviews, and technical guidance. • Strong proficiency in Java/Spring Boot. • Strong understanding of RESTful APIs, system integration patterns, and data modelling using SQL and/or NoSQL databases. • Good understanding of cloud platforms such as AWS, GCP, or Azure. • Experience with containerisation and orchestration technologies including Docker and Kubernetes. • Experience with observability and reliability tooling including logging, metrics, tracing, and performance optimisation. • Strong communication skills with the ability to explain technical concepts clearly to both technical and non-technical stakeholders. • Familiarity with crypto/fiat payment rails and issuer integrations is a plus. • Open to participate in an out-of-hours on-call rota.