Tide - Head of Engineering, Tide Credit Services

Serbia2d ago

Requirements

• We’re looking for a highly technical, strategic engineering leader. Background in the credit domain (lending, credit decisioning, loan servicing or repayments) is preferable, and wider fintech experience is also valued. Neither is a prerequisite if you bring strong engineering leadership, breadth of technical knowledge and the ability to get up to speed fast. • 10+ years of backend engineering experience, with at least 3 years in senior engineering leadership roles. • Deep experience designing and running microservices, event-driven and distributed systems that are scalable, resilient, fault-tolerant and loosely coupled. • Track record of embedding AI tooling and LLMs into how engineering teams build, review and ship, with measurable gains in velocity and quality. • Experience building in regulated environments, where compliance is a design constraint rather than an afterthought. • Experience launching and scaling products across multiple jurisdictions, with differing regulation, partners and customer needs. • Breadth of technical knowledge with depth in at least one stack. Experience with ours isn’t essential, but the ability to quickly understand and lead in a new environment is critical. • Proven track record of delivering complex systems and third-party integrations. • Ability to translate business goals into a clear technical roadmap and explain the rationale behind technical decisions. • Strong mentoring skills and the ability to build and inspire high-performing engineering teams. • Java 17, Spring Boot and JOOQ to build the RESTful APIs of our microservices • Event-driven architecture with messages over SNS+SQS and Kafka to make them reliable • Primary datastores are MySQL and PostgreSQL via RDS or Aurora (we are heavy AWS users) • Docker, Terraform, EKS/Kubernetes used by the Cloud team to run the platform • DataDog, ElasticSearch/Fluentd/Kibana and Rollbar to keep it running • GitHub with GitHub actions for Sonarcloud, Snyk and solid JUnit/Pact testing to power the CI/CD pipelines (new joiners are encouraged to have something deployed to production in their first 2 weeks) • WHAT YOU’LL GET IN RETURN: • The gross monthly salary for this position ranges from 91,600€ to 114,500€, depending on your skills, and experience. • 25 days of paid annual leave • 3 paid days off for volunteering or L&D activities • Private Health Insurance • Mental Health Support Platform • Family and friendly leave (according to statutory) • Personal L&D budget • TIDE IS A PLACE FOR EVERYONE

Responsibilities

• Set the architectural direction for Tide’s credit platform: scalable, resilient, compliant, and built to launch in new markets quickly. • Lead the design and delivery of lending products that are fast, reliable and safe for members to use. • Work with Product, Risk, Compliance and the business to turn the credit roadmap into shipped outcomes. • Own integrations with third-party providers, including credit data, payments and funding partners, and make them seamless. • Stay close to the code. Get involved in architecture, design and the hard engineering calls. • Champion engineering fundamentals (system design, security, quality) and AI-native ways of working. • Mentor engineers and Engineering Managers, building a culture of ownership and learning. • Shape Tide’s wider technical strategy as we scale Tide Credit Services globally.