Reprise Financial - VP, Chief Compliance Officer
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Requirements
• 12+ years of progressive compliance experience in consumer financial services, including 5+ years in an executive or senior leadership role overseeing enterprise compliance programs and teams. • Deep knowledge of CFPB regulation and federal/state consumer protection laws, including UDAAP, Fair Lending (ECOA/Reg B), TILA, FCRA, FDCPA, TCPA, SCRA, MLA, and GLBA. • Proven experience leading CFPB and state regulatory examinations, enforcement matters, and remediation efforts in a consumer lending or fintech environment. • Strong risk assessment, monitoring, and issue management capabilities, with the ability to balance regulatory rigor with business growth. • Executive presence with the ability to clearly communicate complex compliance risks and regulatory developments to the CEO, Board of Directors, regulators, and cross-functional partners. • Demonstrated success building and scaling compliance programs and teams, influencing stakeholders without direct authority, and fostering a strong culture of compliance. • Bachelor’s degree required; J.D., MBA, CRCM, CAMS, or similar credentials preferred. • Location • This position is fully remote, allowing you to work from anywhere that suits you best. While you’ll primarily work from home, you are always welcome to visit our office in Irving, TX, whenever you choose. We encourage our remote team members to stay connected through regular virtual meetings and team events. All team members must reside in one of our approved locations by their start date, ensuring you remain part of our collaborative community.
Responsibilities
• Serve as the primary regulatory liaison, working with counsel as appropriate, for all supervisory examinations, inquiries, and enforcement matters involving the CFPB, FTC, state attorneys general, state banking regulators, and other applicable agencies, including end‑to‑end exam management and remediation. • Monitor federal and state regulatory developments, rulemaking, and enforcement trends, translating regulatory change into clear, actionable guidance for the business. • Oversee state lending licensure, including applications, renewals, and market expansion activities. • Lead enterprise consumer protection programs, including UDAAP and Fair Lending, overseeing risk assessments, compliance testing, marketing and product reviews, and regulatory analysis. • Ensure compliance with all applicable federal and state consumer financial laws governing personal lending and related consumer credit products. • Partner cross‑functionally with Product, Marketing, Pricing, Technology, and Operations to embed compliance into lending product development and ongoing business activities. • Own the enterprise complaint management program, including CFPB complaint responses, root cause analysis, trend reporting, and the use of complaint insights to reduce regulatory and consumer risk. • Maintain a robust third‑party compliance oversight program, including due diligence and ongoing monitoring of vendors, service providers, and marketing partners. • Develop and oversee role‑based compliance training programs and metrics, and champion a strong speak‑up culture across the organization. • Provide regular compliance reporting to executive leadership and the Board of Directors, including regulatory developments, risk assessments, examination outcomes, and program effectiveness. • Serve as a key member of enterprise governance and risk committees, including those overseeing risk management, credit policy, and product governance. • Build, lead, and scale a high‑performing compliance organization, aligning team structure, priorities, and resources with business growth and regulatory expectations.
Benefits
• Stay Healthy & Happy: Comprehensive medical, dental, and vision coverage, contributions to a Health Savings Account (HSA), and access to an Employee Assistance Program (EAP) to support your mental health and overall well-being. • Stay Healthy & Happy • Secure Your Future: Plan ahead with our 401(k) program, featuring a Safe Harbor Match (100% of the first 3% and 50% of the next 2%). • Secure Your Future • Time That Works for You: Recharge with accrued time off, company holidays, sick time, and 3 floating holidays—perfect for celebrating your birthday, your dog’s birthday, or just a random Tuesday! • Time That Works for You • 3 floating holidays • Support for Growing Families: Our 12-week Paid Parental Leave ensures you have the time and support to focus on your family during life’s biggest moments. • Support for Growing Families • Competitive Rewards: Market-driven salary and bonus opportunities ensure your hard work is recognized and rewarded. • Tools for Success: Stay connected and productive with a robust tech package designed to help you deliver your best every day. • Tools for Success • Our Core Values • Our Core Values • Pursue Excellence: We strive for the highest quality, ensuring our tools and services truly aid in our customers’ success. • Pursue Excellence: • Make a Meaningful Impact: We focus on delivering outcomes that genuinely improve financial well-being. • Make a Meaningful Impact: • Commit to Innovation: Our innovative approach keeps us at the forefront of providing effective financial tools. • Commit to Innovation: • Champion the Customer: We prioritize our customers' financial goals, tailoring our tools to meet their unique needs. • Champion the Customer: • Collaborate with Purpose: Our teamwork drives us to develop superior solutions that empower customers. • Collaborate with Purpose: • Lead with Kindness: Respect and empathy are central to our operations, creating a supportive environment for success. • Lead with Kindness: • Equal Employment Opportunity Employer • At Reprise Financial, we are dedicated to fostering an inclusive community where every individual is valued. We are an Equal Employment Opportunity employer—ensuring that all qualified applicants and employees receive consideration for employment without regard to age, race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law. • We believe that diversity strengthens our organization and drives innovation, and we are committed to creating a workplace that reflects the rich variety of our communities.
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