realremaxgroup - Manager, Regulatory Compliance and Testing
Requirements
• This is a great opportunity to play a key role in building and scaling compliance processes within an evolving fintech environment while partnering across the business on new products, regulatory requirements, and operational initiatives. • Strong knowledge of U.S. small business lending and state-licensed lending requirements. • Knowledge of key regulatory requirements, including ECOA (Regulation B), UDAAP/UDAP, KYC, AML, OFAC, SCRA, CAN-SPAM, and state-specific disclosure requirements. • Experience developing and executing data-driven compliance monitoring and testing programs. • Strong analytical and problem-solving skills, with the ability to translate complex regulatory requirements into practical business solutions. • Strong written and verbal communication skills, with the ability to collaborate effectively across legal, compliance, business, and operational teams. • Ability to work independently, manage multiple priorities, and adapt to evolving business and regulatory requirements. • Bachelor’s degree in Business, Finance, Legal Studies, Compliance, or a related field required. • 6+ years of experience in regulatory compliance, compliance testing, or audit within the fintech, lending, banking, or financial services industry. • Experience with U.S. small business lending and state-licensed lending preferred. • Experience with Banking-as-a-Service (BaaS), embedded banking, or working with bank sponsors is a plus. • Familiarity with Canadian regulations, including CASL, FINTRAC, or PPSA, is a plus. • Experience with AI-assisted underwriting is a plus. • CRCM or CAMS certification is a plus. • How We Work: Our Operating Principles • Our Operating Principles are the blueprint of Real REMAX Group’s culture. They guide how we show up, make decisions, and bring our mission to life every day: • Be Agent Obsessed: We design every decision around creating value for our agents and their clients. • Move Fast with Purpose: We act with urgency, clarity, and focus—without compromising our standards. • Own Your Outcome: Effort matters, but results matter more. We adapt, learn, and improve. • Be Bold; Challenge Often: We challenge assumptions, rethink “the usual,” and push for smarter, simpler solutions. • Win Together: We set high standards, collaborate deeply, and celebrate shared success. • Additional Details: • Location Requirements: Candidates must be based in the U.S. to be considered. • Physical Requirements: Ability to sit for long periods of time. • Our Commitment:
Responsibilities
• Execute and maintain Real Wallet’s Strategic Compliance Monitoring & Testing Framework across active business lines and financial products. • Partner with business teams to identify emerging compliance risks, determine testing needs, and provide practical guidance on day-to-day operations and new initiatives. • Design and implement testing protocols for new products, processes, and regulatory requirements. • Audit automated disclosure logic and credit decision notices for compliance with applicable state and federal commercial lending requirements, including rate and fee limitations. • Review marketing materials and customer complaint trends to identify and mitigate potential UDAAP/UDAP and other regulatory risks. • Develop system frameworks and reporting workflows to support compliance with emerging regulatory requirements. • Conduct routine compliance audits and communicate findings, recommendations, and remediation needs to Compliance leadership and relevant business partners. • Monitor regulatory developments and translate changes into actionable compliance processes, controls, and testing requirements.
Benefits
• Estimated Base Salary (DOE) $115K – $130K • Offers Bonus • Offers Health Benefits, Life Insurance, Flexible PTO, and 401k • Please Note: we have set up limits for applications for this role. It is in the General Rules group. The following limits apply to applications for all jobs within this group: • General Rules • Candidates may not apply more than 3 times in any 60 day span for any job in the General Rules Group. • General Rules • Candidates may not re-apply to the same role within 60 days if not presented with an offer • Upload your resume here to autofill key application fields. • Drop your resume here! • Parsing your resume. Autofilling key fields... • or drag and drop here • Please provide your personal email address • Apartment number, suite number, or building name • City, Region/State, and Country • Less than 3 years • State Financial Regulations • None of the above, but I'm interested in learning • Financial Services • Business Operations • CAMS (Certified Anti-Money Laundering Specialist) • CRCM (Certified Regulatory Compliance Manager) • CCEP (Certified Compliance & Ethics Professional) • CISSP (Certified Information Systems Security Professional) • If yes, please provide the following details in your response: company name, your role/title, dates of employment, and your manager’s name. This helps us understand your prior experience with our organization. Write N/A if not applicable. • If yes, please share their name, relation, and department. Write N/A if not applicable. • No, I do not agree • N/A, I am not a licensed real estate agent. • Recruiting Privacy Policy • Real REMAX Group may use Artificial Intelligence with this application. Learn more.
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