Sezzle - Regulatory Financial Reporting Manager

Remote - USA$120k - $145k1w ago

Remote Senior NA Banking Fintech Regulatory Affairs Manager Financial Reporting Reporting Documentation Excel Data Visualization CPA CFA

Requirements

• Prior experience at a national bank, de novo banking institution, or OCC-regulated entity. • Experience with regulatory reporting during a bank charter application or early-stage bank operations. • Familiarity with consumer lending and BNPL reporting considerations within the Call Report framework. • Experience with SOX 404 compliance as it relates to regulatory reporting controls. • Background working in fintech, payments, or high-growth technology companies. • Experience implementing or administering regulatory reporting systems (e.g., Axiom, Wolters Kluwer, or similar). • You have relentlessly high standards - many people may think your standards are unreasonably high. You are continually raising the bar and driving those around you to deliver great results. You make sure that defects do not get sent down the line and that problems are fixed so they stay fixed. • You’re not bound by convention - your success—and much of the fun—lies in developing new ways to do things • You’re not bound by convention • You need action - speed matters in business. Many decisions and actions are reversible and do not need extensive study. We value calculated risk-taking. • You need action • You earn trust - you listen attentively, speak candidly, and treat others respectfully. • You earn trust • You have backbone; disagree, then commit - you can respectfully challenge decisions when you disagree, even when doing so is uncomfortable or exhausting. You have conviction and are tenacious. You do not compromise for the sake of social cohesion. Once a decision is determined, you commit wholly. • You have backbone; disagree, then commit • You deliver results - you focus on the key inputs and deliver them with the right quality and in a timely fashion. Despite setbacks, you rise to the occasion and never settle. • You deliver results • What Makes Working at Sezzle Awesome: • At Sezzle, we are more than just brilliant engineers, passionate data enthusiasts, out-of-the-box thinkers, and determined innovators. We believe in surrounding ourselves with only the best and the brightest individuals. Our culture is not defined by a certain set of perks designed to give the illusion of the traditional startup culture, but rather, it is the visible example living in every employee that we hire.

Responsibilities

• Own end-to-end preparation and filing of bank regulatory reports, including FFIEC Call Reports (031/041/051), and other required filings with the OCC, FDIC, and other applicable regulators. • Own end-to-end preparation and filing of bank regulatory reports • Build and maintain the regulatory reporting framework, including reporting calendars, data sourcing workflows, reconciliation procedures, and internal controls to ensure accuracy and completeness. • Build and maintain the regulatory reporting framework • Interpret and apply regulatory reporting instructions (FFIEC, OCC, FDIC, Federal Reserve) to Sezzle's unique business model, ensuring proper classification and reporting of BNPL-related assets, liabilities, income, and capital. • Interpret and apply regulatory reporting instructions • Monitor and implement changes to regulatory reporting requirements, including new or revised schedules, reporting thresholds, and interpretive guidance. • Monitor and implement changes • Collaborate cross-functionally with Accounting, FP&A, Treasury, Legal, Compliance, and Engineering to source data, resolve reporting questions, and ensure consistency between regulatory filings and GAAP financial statements. • Collaborate cross-functionally • Support regulatory examinations and audits by providing documentation, responding to examiner inquiries related to Call Report data, and remediating findings as needed. • Support regulatory examinations and audits • Partner with external auditors and consultants on regulatory reporting matters, including agreed-upon procedures and attestation engagements. • Partner with external auditors and consultants • Develop and maintain documentation of regulatory reporting policies, procedures, and methodologies to support SOX compliance and institutional knowledge. • Develop and maintain documentation • Leverage technology and automation to improve the accuracy, efficiency, and scalability of the regulatory reporting process. Champion the use of AI and modern tools to streamline data aggregation, validation, and submission workflows. • Leverage technology and automation • Provide regulatory reporting expertise to leadership on the financial reporting implications of new products, strategic initiatives, and changes to Sezzle's banking operations. • Provide regulatory reporting expertise • What We Look For: • What We Look For: • 5+ years of experience in bank regulatory reporting, with direct hands-on experience preparing and filing FFIEC Call Reports. • Deep working knowledge of FFIEC reporting instructions, schedules, and regulatory capital calculations. • Experience with OCC-supervised national banks or de novo bank reporting requirements is a significant differentiator. • Strong understanding of U.S. GAAP and the ability to bridge between GAAP financial statements and regulatory reporting frameworks. • Experience building or significantly improving regulatory reporting processes, controls, and infrastructure. • Proficiency with regulatory reporting software/platforms and advanced Excel skills; experience with data visualization or automation tools is a plus. • Exceptional attention to detail with a track record of producing accurate, examination-ready regulatory filings. • Strong communication skills with the ability to translate complex regulatory reporting requirements into clear guidance for cross-functional partners. • CPA, CFA, or other relevant professional certification preferred. • Bachelor's degree in Accounting, Finance, or a related field required.

Benefits

• Unlimited PTO, volunteer hours and sabbatical • Life, STD/LTD, medical, dental and vision insurance • Highly discounted LifeTime gym membership • 401k with match of 6% • Collaborative fun co-workers • The opportunity to join the fastest growing FinTech alongside a team of motivated and driven individuals • CCPA Disclosure: Sezzle Inc. is committed to protecting the privacy of our job applicants. In compliance with the California Consumer Privacy Act (CCPA), we inform California residents about the personal information we may collect, the purposes for its collection, and your rights under the CCPA. For details about the categories of personal information we collect and your rights under the CCPA, please visit the California Office of the Attorney General's CCPA page. By submitting your application, you acknowledge that you have read and understood this CCPA disclosure. • CCPA Disclosure: