iwoca.co.uk - Data Scientist - Broker Flow
Requirements
• Statistical foundations. You have a background in probability and statistics from a quantitative field such as mathematics, physics, or statistics. You're comfortable with Bayesian reasoning, and have applied hierarchical models or formal decision-making under uncertainty in real work. • Causal inference and experimentation. You've separated signal from noise in observational and experimental data. You know where A/B testing breaks down and what to reach for instead. • Analytical ownership. You take loosely defined problems from start to finish – framing the question, choosing the method, and landing the answer with the people who act on it. • Data tooling. You're proficient with data manipulation and modelling tools, and with scientific computing libraries. • AI leverage. You've used AI to produce work you couldn't have delivered without it – an analysis pipeline, a prototype, or a tool others use. You judge where it helps and where it doesn't, and you check its output before anyone acts on it. • Communication. You write and speak clearly, directly, and concisely. You adapt technical detail for non-technical colleagues in commercial and strategy roles. • Modelling depth. You've built or adapted statistical or ML models and can explain the maths behind them. • Stochastic methods. You've used stochastic processes for inference or time-series modelling. • Broker market insight. You've worked with brokers or other intermediaries in lending or financial services. • Coding. You can write code for analysis. The team works in Python.
Responsibilities
• Section 3 of 3: How you approach data science • At iwoca, data science combines statistical reasoning, commercial judgement and AI. We expect all three to keep shaping how the work gets done. • We want to understand how you approach the work and how you use AI. Your answers help us prioritise and shape the conversation at interview. • How do you use AI tools – in work or other projects? • Select the option that best reflects where you are right now. • I haven't used AI tools in any meaningful way yet. • I use AI for specific tasks – drafting, summarising, generating code to spec • I use AI as a thought partner – to stress-test ideas, explore problems, shape decisions • I use AI to make things I couldn't make on my own – output beyond my unaided capability • I've built systems where multiple AI components coordinate toward an outcome • Describe how you've used AI in a piece of work – or something you're building or planning to build next. • Professional, academic or personal – all count. Tell us what the problem was, what you used or built, and what happened. Or tell us something new you're planning. • If you've covered something relevant in your CV, feel free to reference it and add context that didn't fit there. • Describe the trade-off and reasoning behind a statistical or analytical decision you made where the answer wasn't obvious. • Same as above - professional, academic or personal – all count. Specific examples are more useful than general principles. • And again - if you've covered something relevant in your CV, feel free to reference it and add context that didn't fit there. • Diversity Survey (Optional) • This survey helps us evaluate our diversity and inclusion efforts. It's voluntary and optional. And, refusal to submit the survey will not affect your job application. • Survey answers are not seen on an individual basis. This submission will only be used to help us with our commitment to continuously improve our diversity and inclusivity best practices. • Either way, thank you for reading. • What is your current age? • I prefer not to answer • What is your gender identity? • Another Gender Identity • Which of the following communities do you belong to? Please select all that apply. • Person with disability • Refugee or immigrant • None of the above • What is your racial or ethnic identity? • Our data retention policy. • When you apply for a job at iwoca we will retain your personal data (includes your CV, email correspondence, interview notes and application test scores) for a period of time so that, in the event of a legal claim, we can demonstrate that we did not discriminate against applicants on prohibited grounds and that we conducted the recruitment process in a fair and transparent manner. • For candidates applying to our vacancies in the UK: • If you are unsuccessful with your application we will keep hold of your data for 6 months. For more information on this, please see our UK candidate privacy notice. • For candidates applying to our vacancies in Germany: • If you are unsuccessful with your application we will keep hold of your data for 6 months. After this period, we will securely destroy your personal data in accordance with our DE Data Retention Policy. • Optional : Consent to extended retention period: • If you are happy to give us consent to do so, we would like to keep your data for up to 24 months so we can contact you should any future opportunities arise. Please tick the corresponding consent box below if you would like us to retain your data for that extended period. You can withdraw your consent at any time by contacting us via the details below. • Help or queries: • If you have any questions about our privacy policies or the protection of your data please contact our data protection officers by email at [email protected] (UK) or [email protected] (Germany) • Note: The consent period lasts for 2 years • Recruiting Privacy Policy • Submit Application
Benefits
• Upload your resume here to autofill key application fields. • Drop your resume here! • Parsing your resume. Autofilling key fields... • If different from your full name above. For example: Daniel → Danny (Dan-ee). • or drag and drop here • We ask for your degree and subject here so we can quickly review and prioritise candidates whose academic training is most relevant. • Please write only your degree type, subject, and university (e.g. PhD Stochastic Calculus, King’s College London). • What's your phone number? • Select all that apply (office vs. remote working within the UK): • 4 or 5 days in office per week • 1 to 3 days in office per week • 1 or 2 days in office per month • Mostly remote within the UK (less than 10 days in-office per year) • Fully remote within the UK (no office visits at all) • For example; British Citizen, Indefinite Leave to Remain, Permanent Resident, EU Settled Status, Skilled Worker VISA, Graduate VISA, Student VISA, Global Talent VISA, High Potential Individual (HPI) VISA, Ancestry VISA, Spouse VISA, British National (Overseas) [BN(O)] VISA, etc. • Please state 'No VISA' if you do not currently have the right to work in the UK. • For some interviews, we use an automated transcription tool to support accurate note-taking and objective evaluation. If we do, transcripts are stored securely in our applicant tracking system in line with our Candidate Privacy Notice. • Yes, I'm happy for interviews to be transcribed • No, I do not consent to my interview being transcribed. • Tell us about your ambitions, the kind of work you want to do, and where you'd like your career to go. • What caught your attention - was it the responsibilities, mission, team, product, culture, or something else? • Select the option that best reflects where you are right now. • I haven't used AI tools in any meaningful way yet. • I use AI for specific tasks – drafting, summarising, generating code to spec • I use AI as a thought partner – to stress-test ideas, explore problems, shape decisions • I use AI to make things I couldn't make on my own – output beyond my unaided capability • I've built systems where multiple AI components coordinate toward an outcome • Professional, academic or personal – all count. Tell us what the problem was, what you used or built, and what happened. Or tell us something new you're planning. • If you've covered something relevant in your CV, feel free to reference it and add context that didn't fit there. • Same as above - professional, academic or personal – all count. Specific examples are more useful than general principles. • And again - if you've covered something relevant in your CV, feel free to reference it and add context that didn't fit there. • I prefer not to answer • Another Gender Identity • Person with disability • Refugee or immigrant • None of the above • Our data retention policy.When you apply for a job at iwoca we will retain your personal data (includes your CV, email correspondence, interview notes and application test scores) for a period of time so that, in the event of a legal claim, we can demonstrate that we did not discriminate against applicants on prohibited grounds and that we conducted the recruitment process in a fair and transparent manner.For candidates applying to our vacancies in the UK:If you are unsuccessful with your application we will keep hold of your data for 6 months. For more information on this, please see our UK candidate privacy notice.For candidates applying to our vacancies in Germany:If you are unsuccessful with your application we will keep hold of your data for 6 months. After this period, we will securely destroy your personal data in accordance with our DE Data Retention Policy.Optional : Consent to extended retention period:If you are happy to give us consent to do so, we would like to keep your data for up to 24 months so we can contact you should any future opportunities arise. Please tick the corresponding consent box below if you would like us to retain your data for that extended period. You can withdraw your consent at any time by contacting us via the details below.Help or queries:If you have any questions about our privacy policies or the protection of your data please contact our data protection officers by email at [email protected] (UK) or [email protected] (Germany) • Our data retention policy. • For candidates applying to our vacancies in the UK: • 6 months • For candidates applying to our vacancies in Germany: • 6 months • Optional : Consent to extended retention period: • Help or queries: • Note: The consent period lasts for 2 years • Recruiting Privacy Policy
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