AHL-SaafAI - Loan Officer - Digital DSCR & Business-Purpose Loans

Remote - New York City, New York, United States3mo ago

Remote Mid NA Retail Real Estate Loan Officer Prospecting Excel Outreach Close

Requirements

• 2+ years of experience originating residential or commercial mortgages; DSCR or non-QM experience is strongly preferred. • Active NMLS license and a track record of complying with federal and state lending regulations. • Deep knowledge of DSCR, bridge, fix-and-flip and other investor-focused products. • Tech-savvy and comfortable using AI tools, CRMs and digital communication platforms. • Excellent communication and interpersonal skills; able to build trust with sophisticated investors as well as first-time landlords. • Strong quantitative and analytical ability; able to interpret DSCR ratios, cap rates and other real-estate metrics. • Bachelor's degree in finance, business, real estate or a related field, or equivalent experience would be preferred.

Responsibilities

• Build and grow a retail investor pipeline. Prospect and nurture relationships with real-estate investors and small-business owners, and maintain a network of referral partners such as realtors and accountants. • Use predictive analytics and AI tools to qualify borrowers. Our platform helps you identify high-potential prospects and pre-populate applications, so you can focus on advising rather than data entry. • Explain loan options and terms clearly. Guide borrowers through DSCR, bridge and other non-QM products, explaining how qualifying based on property earnings can be advantageous. • Deliver outstanding client service. Build rapport, respond to questions promptly, provide regular updates and maintain an active pipeline that meets or exceeds production goals. • Provide feedback to our product team. Participate in feedback loops to refine our AI underwriting and digital workflow. • YOU'LL EXCEL HERE IF YOU… • Thrive on relationships and results, and are excited to use technology to scale both. • Understand DSCR and business-purpose lending but want tools that eliminate friction from the process. • Are energized by data-driven selling and appreciate the power of AI to personalize outreach and identify the right opportunities. • Think like an investor: ROI, time-to-close and flexibility matter. You advise clients as if each deal were your own. • Embrace innovation and adapt quickly — you're curious and eager to be part of the mortgage industry's AI transformation.

Benefits

• AI as your growth partner. Streamline lead qualification, pricing and communication using our proprietary AI platform. • Speed is your advantage. Our AI underwriting reduces turnaround times by up to 80% and our digital DSCR program aims for five-day closings. • Human + machine synergy. We amplify, not replace — your expertise remains at the center of each loan. • Remote flexibility. Work from anywhere and access a unified digital dashboard with real-time insights. • Frontier industry growth. Be part of the first wave of AI-native mortgage lending. • Investor-minded culture. We think like investors because we serve investors. • WORK ENVIRONMENT • This is a hybrid/remote role that leverages digital platforms to enhance daily performance. You'll collaborate virtually with a multidisciplinary team, engage borrowers across the country.