Lendable - Senior Credit Analyst

London, Greater London, United Kingdom - Hybrid3mo ago

In Office Senior EMEA Credit Analyst Python SQL Reporting

Requirements

• Daily coding experience, with proficiency in Python and/or SQL • Python • Proven experience in credit risk strategy, ideally within credit card lending. • credit risk strategy • A strategic mindset and the ability to translate complex data into clear, actionable decisions. • A focus on delivering results that align with both commercial and customer needs. • A collaborative, open approach and a willingness to challenge your own assumptions

Responsibilities

• Optimising credit decisioning: who to lend to, how much to lend, and at what interest rate. • Optimising credit decisioning • Assessing and adapting to external economic conditions. • external economic condition • Developing and owning models that forecast returns and guide investor reporting. • owning models • How you'll impact those objectives • Define and refine credit strategies that align with our evolving portfolio goals. • Define and refine credit strategies • Discover insights from data using tools like Python and SQL to address key business questions. • Discover insights from data • Collaborate cross-functionally with product, engineering, data, and operations teams to implement strategies. • Collaborate cross-functionally • Monitor and assess the success of implemented strategies and continuously identify areas for improvement. • Monitor and assess the success of implemented strategies