Tilt Finance - Senior Data Scientist, Methodologies

• Technical Depth: You have a proven track record of building and deploying deep learning models (Neural Networks, Embeddings, or Transformers) using modern frameworks like PyTorch or TensorFlow. • Applied Experience: You’ve applied machine learning to complex, real-world problems, ideally within financial services (credit, lending, or payments). • First Principles Thinking: You are an expert at breaking down problems. You don't just apply a model because it's popular; you apply it because you’ve considered the trade-offs and the "why." • Unwavering Clarity: You cut through the noise. You can explain a complex technical concept to a non-technical partner with the same ease and respect you’d use with a fellow scientist. • Soulful Intent: You’re driven by a purpose. You want your intelligence to serve a mission—helping more people get the "Yes" they deserve. • WHAT SUCCESS LOOKS LIKE • We don’t believe in hand-holding; we believe in partnership. Your benchmark for success is defining the path forward rather than waiting for a roadmap. • In your first 30 days: You will immerse yourself in our current data architecture and the "Methodologies" mission. You’ll build a deep understanding of our existing credit models and identify the first meaningful "Deep Learning" gap where you can add value. • In your first 60 days: You will have stood up your own ML infrastructure (compute, pipelines, and data handling) and begun training the first iterations of a new model. You’ll be operating with high autonomy, providing updates at key milestones rather than seeking daily direction. • By day 90: You will have delivered a functional prototype and the first version of a production-ready model. Success is defined by your ability to drive this project from hypothesis to a tangible version independently, demonstrating the "Big Brain" competence and high energy required to scale our methodology globally. • YOU’LL KNOW YOU’RE THRIVING IF: • You are telling us what should be done next based on your first-principles analysis. • You’ve moved past the "theory" and have code running in a production-ready environment. • The team views you as an "AI-first builder" who creates momentum rather than waiting for it. • Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you. • WHAT YOU'LL GET AT TILT • Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement. • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity. • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards. • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly. • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.) • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines. • We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the office, you're helping millions of hardworking people reach better financial futures. • You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.