savvymoney - Product Owner II (Dublin, CA or USA Remote)
Requirements
• Partner with the Product Manager, internal stakeholders, and go-to-market teams to gather, document, and validate product requirements. • Transform mid-to-high-level Product Requirements Documents (PRDs) from key stakeholders into detailed, low-level PRDs—including edge cases, dependencies, and integration considerations. • Create comprehensive epics, user stories, and acceptance criteria from detailed PRDs; keep all documentation current as requirements evolve. • Backlog Management & Prioritization • Own and maintain a healthy, prioritized product backlog that aligns with overall product strategy and roadmap commitments. • Make real-time prioritization decisions in response to changing business needs, technical discoveries, or partner feedback. • Continuously refine backlog items to ensure the squad is always working on the highest-value, best-understood stories. • Sprint Planning & Agile Ceremonies • Run agile ceremonies in partnership with your Technical Program Manager—sprint planning, daily stand-ups, backlog refinement, sprint reviews, and retrospectives. • Drive squad velocity by removing blockers, maintaining clarity on goals, and fostering a high-performing team culture. • Lead communications during sprint reviews, clearly conveying what was delivered and why it matters. • Stakeholder Communication & Rollout Collaboration • Serve as the primary communication bridge between the development squad and business stakeholders, ensuring shared understanding of scope, status, and expectations. • Proactively collaborate with market-facing teams (sales, customer success, marketing) on feature roll-out plans, timing, and partner communications. • Coordinate with the offers squad and Product Managers to ensure alignment on shared products such as Offer Center. • Testing, Validation & Quality • Partner with QA teams to define test cases and acceptance criteria for all user stories. • Participate in acceptance testing activities to confirm that delivered features meet specified requirements before release. • Champion quality standards within the squad, ensuring edge cases and corner scenarios are addressed during refinement—not discovered post-launch. • Product Documentation • Maintain accurate, up-to-date product documentation, including release notes, user guides, and functional specifications. • Ensure documentation is accessible to both technical and non-technical audiences and reflects the current state of the product. • Data-Driven Decision Making • Use data and analytics to measure product performance, identify improvement opportunities, and inform prioritization decisions. • Partner with the Product Manager to define and track key product metrics; regularly communicate results and learnings to squad members and leadership. • Leverage squad velocity metrics to identify bottlenecks, improve delivery predictability, and continuously raise team output quality. • Bachelor’s degree in Business, Computer Science, or a related field—or equivalent practical experience. • 3–5 years of experience in a product owner or product management role, with a strong focus on requirements refinement, story definition, and backlog management. • Demonstrated proficiency with agile methodologies and hands-on experience with tools such as Jira and Confluence. • Strong analytical and problem-solving skills with the ability to break down complex business requirements into actionable engineering work. • Excellent written and verbal communication skills; comfortable leading meetings and presenting to cross-functional stakeholders. • Proven ability to manage competing priorities and make confident, data-informed decisions in a fast-paced environment. • Background in consumer lending, personal finance, or the credit reporting space. • Experience working on customer-facing offer or marketing platforms (e.g., pre-approved or pre-qualified financial product experiences). • Familiarity with offer engines, recommendation systems, or conversion funnel optimization in a fintech context.
Responsibilities
• Always-On Marketing Strategy & Roadmap • Partner with Product Management, Data Science, and Marketing leadership to evolve our offer campaigns from scheduled, batch-driven marketing into an always-on engine that continuously scores and targets high-propensity users for loan and deposit products. • Translate propensity models and audience/segmentation strategy into clear product requirements, working closely with data science on what signals drive targeting decisions. • Help define the roadmap for how automated marketing capabilities extend across products (auto, personal loan, credit card, home equity, deposits, and beyond). • Channel, Creative & Content Collaboration • Work with marketing, creative, and content teams to plan and prioritize campaign experiences across channels — digital banking widgets, email, SMS/push, direct mail, and in-app placements. • Translate creative and content strategy (messaging, offer presentation, personalization) into detailed requirements and acceptance criteria for the engineering squad. • Help establish a test-and-learn cadence for creative and channel experiments, partnering with internal & external teams on what to test and engineering on how to instrument it. • Conversion Funnel Measurement & Optimization • Own the definition and instrumentation of the conversion funnel — from targeting and offer presentation through application and funding — in partnership with Analytics/BI. • Use funnel data to identify drop-off points, prioritize backlog items that address them, and measure the impact of shipped features against funnel and business metrics. • Build a regular cadence of reporting out funnel performance, test results, and learnings to the squad, Product Managers, and leadership.
Benefits
• The annual base salary for this position is $130,000 to $145,000 based on experience and geography. • Additionally we provide • Flexible Time Off (FTO) - take time off as needed to rest and recharge. • Medical, Dental, Vision – 100% premium paid for employee • Disability/Life Insurance • Opportunity for learning and career growth with a top Bay Area technology company • Reimbursement for remote work setup • Monthly stipend for phone and internet • Team building events, culture activities, all hands events • Paid time off to volunteer and serve the community • Half day Fridays • 401k matching contribution • Beautiful California East Bay offices in Dublin, CA • SavvyMoney’s EEO Statement
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