Lendable - Senior Credit Risk Analyst
Requirements
• Daily coding experience, with Python and SQL • Proven experience in credit risk strategy within finance, ideally within consumer lending • Strategic thinking and ability to translate complex data into clear, actionable decisions • Results-focused mindset balancing business and customer needs. • Collaborative, growth mindset and willingness to challenge your own assumptions • Strong sense of ownership and proactive problem-solving attitude
Responsibilities
• Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending • Optimize credit decisioning including who to lend to, limits to set, and rates to offer • Stay ahead of economic trends, adapting strategies accordingly • Develop and own models that forecast returns and drive investor reporting • Define and refine credit strategies that align with evolving portfolio goals • Discover data-driven insights using Python and SQL to address key business questions • Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies • Continuously monitor the effectiveness of credit strategies and identify areas for improvement
Benefits
• You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas. • Monday and Friday • Shoreditch office in London • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday. • fully stocked kitchen • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance • Lendies’ well-being • We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London • equal-opportunity • Check out our blog!
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