Mission Lane - Business Analytics Manager, Credit Line Increase Program
Requirements
• 4+ years of experience in a highly analytical role • A bachelor's or master's degree in economics, finance, engineering, mathematics, or a similarly quantitative field, with a strong academic record • A track record of leading complex, cross-functional analytical projects from start to finish • Experience guiding or mentoring other analysts • Comfort working in SQL, Python, or similar tools for data analysis • Ability to travel ~4+ times per year for high quality in-person collaboration • Experience working with credit cards or other consumer lending products • Experience helping scale a business in a fast-moving startup environment • Strong SQL or Python skills • Experience using AI coding assistants (Claude Code, Codex, Gemini CLI, Cursor, etc.)
Responsibilities
• Use AI-driven tools to speed up and sharpen your analysis • Adjust our approach as customer behavior and the market change • Turn financial data into clear recommendations that grow the business while managing risk responsibly • Run small tests in market, then use what you learn to decide where we invest next • Guide and mentor analysts working alongside you on the program • Develop actionable strategies based on data-driven insights and model the expected financial impacts to improve our underwriting & pricing strategies while ensuring customer success • Design and enhance the customer lifetime value (LTV) model to drive business growth • Present and communicate clear recommendations to senior leadership • Enable long-term growth by pushing forward our testing agenda to build insights into consumer behavior and invest in future growth • Collaborate with cross functional teams across product, data science, and engineering to bring strategies to market • You understand the whole card business system, from acquisition to risk to engagement, and you can trace how a change in one part ripples through the rest • You're curious enough to dig into the reasoning behind a strategy, down to the assumptions it's built on, so you understand it at an elemental level • You're comfortable defining the problem yourself when nobody's handed you one, and thinking in terms of the next year, not just the next task • You take ownership of your work end to end, catching your own mistakes before they compound • You can explain a business problem clearly enough that someone outside your immediate team could follow your thinking
Benefits
• Annual full-time starting base salary range: $140,000-160,000 • This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs. • Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/dental/vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-first work environment. • Founded in December 2018, Mission Lane is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia. • It all started with a realization: nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do. • In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores. • Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors. • Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member.
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