Modulr - Financial Crime Analyst
Requirements
• Experience working in financial services with a solid understanding of financial crime risk; exposure to Transaction Monitoring, Fraud, or Screening is desirable but not essential. • Good knowledge of money laundering, terrorist financing, fraud and sanctions typologies and investigation skills. • Understanding of the regulatory landscape Modulr operates in. • Strong written and verbal communication skills for engaging with internal teams and external partners. • Ability to work under pressure and meet strict SLAs without compromising accuracy. • Proactive in suggesting enhancements to workflows, documentation and procedures. • Relevant qualifications and/or professional certifications in financial crime (e.g. ICA, ACAMS) would be an advantage. • What Modulr Offers • What Modulr Offers • You will be part of a cross-disciplinary team with colleagues based in Edinburgh, London, Amsterdam, and India. We are friendly and sociable, challenging but rewarding. We want you to push yourself and for us to support you as we scale up and grow. • Company Bonus — the more successful we are together, the greater the reward. • Flexible benefits — £1,000 to spend on a variety of benefits including private medical insurance, gym membership, health checks, and more. • 33 days holiday (including bank holidays) and your birthday off. • Learning opportunities — including our two-day ModStart onboarding programme and ongoing learning channels and platforms. • Great workspace — state of the art offices at Exchange Crescent, Edinburgh. We ask team members to be in the office 4 or more days a week. • Bike to work / E-bike scheme. • ModInclusion • At Modulr, we are working hard to build a more positive, diverse and inclusive culture where everyone feels they belong and can truly bring their whole self to work. Not only is it the right thing to do for everyone in the Modulr team — it’s also the right thing to do for our business, the community we operate in, and for attracting future talent. As part of our approach, we actively welcome applications from candidates with diverse backgrounds.
Responsibilities
• Your day-to-day work will be varied, with tasks shared across Transaction Monitoring, Fraud and Screening depending on business need. This will typically include: • Reviewing and investigating alerts and cases generated across Transaction Monitoring, Fraud and Screening, applying sound risk-based judgement. • Carrying out research and analysis to support decision-making, including account history, transactional patterns, and relevant watchlist or media checks. • Documenting findings clearly and, where required, preparing and filing reports (such as SARs/UTRs) with internal and external stakeholders within agreed timescales. • Potentially supporting client onboarding and Customer Due Diligence (CDD), including reviewing onboarding information, verifying customer details and assessing risk in line with internal policies. • Identifying process, system, and control improvements, and sharing emerging financial crime trends and typologies with the wider team. • Maintaining quality and consistency in your own work, meeting internal QC and SLA standards. • Collaborating with colleagues across Fraud, Transaction Monitoring, Screening, and other Financial Crime Operations teams to support consistent risk assessment and process alignment. • Taking on ad hoc tasks and projects across the function as priorities shift. • You have experience working in financial crime within a regulated environment (payments, banking, or fintech). • You are versatile and comfortable moving between different types of financial crime work. • You are detail-oriented and comfortable following structured processes while maintaining accuracy under time pressure. • You can manage competing priorities effectively, ensuring the most critical tasks are completed first without compromising quality. • You take ownership of your work, including quality control, and strive to meet or exceed SLAs. • You are proactive and curious, willing to engage with stakeholders across teams to improve processes and strengthen financial crime controls. • You communicate clearly and professionally, both in writing and verbally, with internal teams and external partners. • You have an analytical mindset and can spot patterns or anomalies that may indicate emerging risks. • You enjoy rolling up your sleeves and doing whatever is required to achieve the goals of the team and wider business. • You are inquisitive and take a proactive approach to problem solving and issue resolution.
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