checkout.com - Senior Analyst, Compliance Advisory

• Provide operational advisory on high risk clients, whether at onboarding, periodic review or trigger event, and deliver justified opinions and recommendations. This includes EDD cases, merchant change requests and screening alerts, with CDD/EDD rigorously performed and documented. • Present well justified risk recommendations to the MLRO, DMLRO. • Investigate alerts reported to Compliance, partner with the Financial Crime Investigations Unit (FCIU) and Transaction Monitoring on escalations, and review internal unusual activity reports. Draft Suspicious Transaction/Activity Reports (STR/SARs) for MLRO decisions ensure the riskiest clients are monitored accordingly. • Proactively lead or contribute to the development and update of the local compliance framework (policies, procedures and operating memos) with the support of the DMLRO. • Provide quick and precise advisory on internal team enquiries on the application of procedures. • Contribute to updating the AML/CFT risk classification and to the assessment of new products, features and activities, including stored value and card issuing propositions. • Contribute to external reports due to regulators, and to internal reports to senior management and the Board, including business-wide and entity-level risk assessments. • Support responses to internal and external audits and regulatory engagement, and track the timely completion of resulting action plans. • Perform second line quality assurance testing of CDD/EDD and screening decisions, and feed findings into process and training improvements. • Perform regulatory watch and gap analysis between applicable regulations and sanctions and the current framework, monitor emerging typologies, and propose enhancements. • Draft training material and presentations, and run scenario-based training sessions for business units. • Act as Subject Matter Expert (SME) in various ad hoc Group and regional Compliance projects.