teya - Senior Treasury Analyst

• Manage and forecast liquidity across relevant Teya entities, products, bank accounts and currencies, ensuring sufficient funds are available to support settlements, payment flows and operational funding needs. • Monitor cash positions, expected inflows and outflows, settlement calendars and payment obligations, identifying potential shortfalls or excess balances and recommending timely funding actions. • Maintain and evolve appropriate liquidity buffers and minimum operating balances, coordinating cash movements, funding arrangements and intercompany flows with Payments Operations and banking partners. • Manage FX requirements arising from multi-currency settlement and payment flows, operating within approved products, counterparties, mandates and limits. Coordinate execution, settlement and confirmations with banks, maintaining accurate records and appropriate audit trails. • Manage the placement and redemption of surplus cash in approved money-market funds and other permitted short-term instruments, assessing liquidity requirements, settlement timing, counterparty exposure, maturities, yield and regulatory eligibility. • Monitor investment balances, maturities, cut-off times and expected returns, coordinating with providers and banking partners to resolve operational issues and improve investment workflows. • Support the development of cash-pooling and automated sweep approaches where approved, helping optimise cash allocation and improve the efficiency of Treasury operations. • Maintain and operationalise Treasury policies, procedures and frameworks covering liquidity, minimum cash requirements, funding, FX and investment activity, ensuring compliance with governance requirements and delegated authorities. • Produce and improve management reporting on cash positions, liquidity forecasts, funding requirements, investments and currency exposures, investigating variances and translating analysis into clear, actionable insights. • Work with Risk as part of the first-line Treasury function, supporting independent oversight and promptly identifying and escalating actual or potential breaches of approved limits, policies or controls. • Support compliance with applicable electronic money institution (EMI) and banking regulations, ensuring Treasury activities are appropriately controlled, documented and executed. • Partner with Product teams from concept through to launch, embedding Treasury considerations such as funding, liquidity and settlement requirements into product design and customer journeys. • Collaborate with Engineering, Data and Payments Operations to improve cash visibility and Treasury infrastructure, translating business needs into clear system and data requirements for platforms such as Payment Hub, bank connectivity, Snowflake and reporting tools. • Validate automated outputs and controls before they enter business-as-usual use, document processes and identify opportunities to automate manual, fragmented or error-prone workflows. • Take ownership of Treasury improvement initiatives, strengthening analytical capabilities, reducing operational risk and freeing up capacity for higher-value analysis and decision-making.