Latitude - Counsel, Commercial and Regulatory

United States$180k - $240k1mo ago

In Office Senior NA Banking Insurance Legal Counsel Corporate Counsel Board Support Reporting Governance Fundraising

Requirements

• Active member in good standing of a U.S. State Bar. • At least 5 years of legal experience years of legal experience, with meaningful in-house experience at a fintech, payments, crypto, or regulated financial services company. • Experience with cross-border payments, financial institution partnerships, and infrastructure-driven businesses. • Strong fluency in risk allocation, liability structuring, and regulatory-adjacent contracting. • Demonstrated ability to operate independently in high-growth, dynamic, fast-paced environments with incomplete information. • Strong client-service mindset and ability to counsel non‑lawyers in plain language. • Excellent judgment, pragmatism, and ownership mentality. • Preferred • Three years of legal experience at a top-tier law firm in fintech, financial services regulatory, or tech transactions practices. • Stablecoins, digital assets, or blockchain infrastructure. • MSB/MTL licensing, payments regulation, sanctions, or financial crime frameworks. • Supporting bank or other financial institution partnerships. • Non-US privacy and data protection regimes. • Building legal processes or being an early in-house Legal hire. • International expansion or multi-jurisdiction regulatory frameworks.

Responsibilities

• Commercial • Lead drafting, negotiation, and execution of complex commercial agreements, including: • Bank and nonbank financial institution partnerships • Payment processors, liquidity providers, and infrastructure vendors • Strategic counterparties in cross-border corridors • Enterprise customer agreements • Develop contracting approach for global privacy and data protection requirements. • Partner with Compliance to align contractual obligations with regulatory requirements (BSA/AML, sanctions, licensing, data protection). • Develop scalable contract templates, fallback positions, and negotiation playbooks. • Advise on risk allocation, indemnification, liability caps, and insurance structures appropriate for a regulated fintech environment. • Support fundraising, investor diligence, and strategic transactions as needed. • Product and Regulatory • Advise cross‑functional teams on product design and structure involving payments, digital assets, custody, treasury, and emerging fintech offerings. • Review and advise on submissions and communications to regulators. • Support internal governance processes and board-level reporting for legal and regulatory matters. • Legal Infrastructure • Help design and implement scalable legal operations, including: • Contract lifecycle management processes • Approval workflows and risk review standards • Legal knowledge management and template libraries • Establish intake, triage, and prioritization processes across business teams. • Assist in identifying or building software to scale internal functions and processes.