Splash Financial - Staff Product Manager - HELOC
Requirements
• 8+ years of product management experience, including Staff-level or equivalent scope, with direct experience in mortgage, HELOC, secured lending, or complex regulated consumer lending products. • A proven track record owning ambiguous 0-to-1 builds through to scale, ideally including experience standing up or migrating loan origination and underwriting infrastructure. • Strong fluency with lending compliance and disclosure requirements (state-level timing rules, fair lending reporting, licensing) and comfort partnering closely with Risk, Compliance, and Legal. • Vendor and partner relationship management experience: evaluating, negotiating, and integrating third-party providers into a live production system. • Excellent executive communication skills, with the ability to frame open-ended tradeoffs as clear decisions, manage cross-functional stakeholders, and “own it,” “raise the bar,” and “say the hard thing” while elevating the team around you.
Responsibilities
• Own the end-to-end product strategy and roadmap for HELOC in-house underwriting: decisioning, borrower and property verification, document generation, funding, closing, and loan sales. • Lead vendor and lending-partner strategy, evaluating and integrating third-party providers for valuation, document generation, and verification, and working with capital partners to expand program capacity and coverage. • Build the scaling roadmap beyond launch: multi-partner program support, state and geographic expansion, repricing and fee structures, underwriting efficiency improvements, and the post-close servicing infrastructure the business doesn't yet have. • Partner closely with Engineering, Legal, Compliance, Operations, Marketing, and Capital Markets to sequence delivery, manage licensing and regulatory requirements, and keep the business unblocked through a leadership transition. • Use funnel, conversion, and portfolio data to define success metrics, prioritize ruthlessly against engineering capacity, and communicate tradeoffs clearly to executive stakeholders.
Benefits
• The base salary range for this role is $180,000 to $220,000 annually, based on market data and internal compensation practices. This role may also be eligible for a bonus component tied to individual and company performance. Final compensation will be determined by factors such as location, experience, and skill level. • SPLASHERS ENJOY: • SPLASHERS ENJOY: • Fully remote work freedom (for most roles) • Competitive salary packages • Flexible PTO + 9 company holidays • Equity: Share in our start-up success • Comprehensive and affordable insurance benefits • Paid parental leave for both caregivers • Essential modern equipment to get the job done • Fully paid Claude subscription to supercharge your work • 401(k) for your future savings • Quarterly meet-ups: In person & virtual fun • Awesome Splash swag to flaunt your team spirit
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