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teya - Head of Capital and Liquidity Planning

London2d ago

In Office Director EMEA Banking Payments Liquidity Manager CFO Reporting CAIA Data Quality Governance Decision Making

Requirements

• 10–15 years of total experience in prudential risk, capital, liquidity, regulatory reporting, Treasury, Finance or a closely related discipline within a regulated financial services environment. • 6–8 years of experience contributing to and leading or coordinating one or, ideally, more of bank ICAAP, ILAAP, Recovery and Resolution Plans (RRP) and Solvent Wind Down Plans (SWDP). • Expert-level understanding of current and evolving regulatory expectations for capital and liquidity adequacy assessment processes in the UK, and preferably in EU jurisdictions too. • Commercial sensitivity and judgement to optimise risk-adjusted returns on capital and liquidity while staying within — and, where needed, influencing — risk appetite and control design. • Strong practical knowledge of capital and liquidity adequacy, stress testing, recovery and resolution planning, solvent wind-down planning and contingency actions. • Strong analytical skills, with the judgement to identify what matters and communicate it clearly to senior stakeholders. • A control-minded approach: you care about data quality, evidence, governance and follow-through, not just the final number. • The confidence to challenge constructively, influence senior stakeholders and work effectively across functions. • Experience working through periods of major change or bank builds is a plus. • The ability to work in a dynamic, technology-driven organisation with multiple product lines, different jurisdictions and evolving governance structures. • Excellent written and verbal communication skills. • Experience in payments, e-money, banking, lending or another technology-enabled regulated financial services business. • Experience working with UK and/or European prudential regulators and regulatory submissions. • Experience building or enhancing prudential frameworks during periods of significant organisational or regulatory change. • What this role offers

Responsibilities

• Own and continuously improve Teya’s first-line prudential framework, including capital, liquidity, risk appetite, stress testing and contingency planning. • Lead or coordinate the ICAAP, ILAAP, Recovery and Resolution Plan (RRP) and Solvent Wind Down Plan (SWDP), ensuring that each reflects the business model, risk profile, forward plan and realistic management actions. • Act as the key liaison between Treasury and FP&A, owning capital and liquidity regulatory and internal EWI / KRI calculations in forecasting models. • Run the ICAAP, ILAAP, RRP and SWDP through relevant governance committees, coordinating across Risk, Finance, Product, Commercial, Treasury and Compliance. • Produce clear analysis and recommendations for the CFO, senior leadership and relevant governance forums, to facilitate decision making on trade-offs. • Establish forward-looking monitoring of capital and liquidity positions, headroom, triggers, concentrations, funding needs and stress outcomes. • Work with Product, Commercial, Operations, Finance and Risk on new products, material changes and growth initiatives, ensuring prudential impacts and controls are understood before scale-up.

Benefits

• We trust you, so we offer flexible working hours, as long as it suits both you and your team. • Physical and mental health support through our partnership with WellHub, giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, and digital fitness and nutrition apps. • Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support. • Cycle-to-Work Scheme. • Health and Life Insurance. • Pension Scheme. • 25 days of Annual Leave (plus Bank Holidays). • Office snacks every day. • Friendly, comfortable, and informal office environment in Central London.