Coastal Community Bank - Credit Analyst II - Credit MIS Reporting
Requirements
• Clear verbal and written communication skills, with the ability to summarize findings for different audiences. • Strong attention to detail with commitment to data accuracy, documentation, and meeting recurring deadlines. • Ability to work independently on assigned tasks while collaborating with the broader team. • Comfortable investigating inconsistent data, reconciling results across sources, and identifying root causes. • Bachelor’s degree in Business Analytics, Data Science, Finance, Statistics, or a related field; • OR an equivalent combination of education and relevant work experience. 2–4 years of relevant experience in data analytics, credit reporting/MIS, business intelligence, credit risk, or related fields. • Experience with recurring reporting, data validation, and metric definitions. • Strong Excel skills (PivotTables, lookups, formulas). • Familiarity with BI/reporting tools such as Omni, PowerBI, or Looker. • Working knowledge of SQL; Python or R is a plus. • Experience cleaning, reconciling, and investigating data issues. • Exposure to credit risk metrics, controls, or regulatory reporting is a plus. • Familiarity with lending products and credit concepts in a Bank or FinTech environment preferred. • Familiarity with Microsoft 365 tools (Outlook, PowerPoint, SharePoint). • HOW YOU’LL THRIVE AT COASTAL • Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development. • Be Relentless – Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference. • Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust. • Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think outside the box. • Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder. • Take Care of Each Other – Understand what it means to be a true team player and have your teammate's back. Practice self-awareness and build your emotional intelligence. • BEING YOU AT COASTAL
Responsibilities
• Assist with preparation and validation of credit risk materials used for management, committee, and board-level reporting. • Gather and document data requirements to help map source data into Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs) used in credit risk reporting. • Perform routine data cleaning and transformation to improve accuracy and consistency in MIS reporting. • Run, update, and help maintain automated reports and recurring reporting packages. • Assist with exploratory analysis to identify trends, outliers, and data issues in portfolio reporting. • Support timely completion of monthly reporting, escalating issues to the manager when appropriate. • Help reconcile and investigate discrepancies across partner, vendor, and internal data sources. • Follow team standards for documentation, version control, and quality checks to support auditability and repeatability.
Benefits
• We’re proud to offer a comprehensive benefits package designed to support your health, financial well-being, and work-life balance. Our offerings include: • Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle. • Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions. • Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs. • Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly. • Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents. • Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury. • Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most. • 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future. • Paid Time Off: Generous vacation and sick leave policies to support your time away from work. • Holidays: Enjoy 11 paid holidays throughout the year. • Check out our benefits on our careers site https://jobs.ashbyhq.com/coastal!! • PHYSICAL DEMANDS • The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. • While performing the duties of this job, the employee must be able to: • Sit for extended periods of time. • Stand for extended periods of time. • Perform repetitive finger, hand, and arm movement. • Use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc. • View and read computer screens for extended periods. • Occasionally stoop, kneel, crouch, or crawl. • Occasionally lift or move up to 10 pounds.
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