Lithic - Senior Compliance Analyst

Remote - USA *2mo ago

Remote Senior NA Banking Cryptocurrency Blockchain Compliance Analyst Governance Regulatory Compliance Quality Assurance

Requirements

• 3-5 years of compliance experience in fintech, payments, or a bank-partnered environment, and a direct CIP background required • Self-starter who can work independently while knowing when to escalate and collaborate • Working knowledge of AI governance in a compliance context, including how to document and defend AI-assisted decisions to bank partners • Direct experience with KYC/KYB tools • Exceptional organizational skills and ability to create structure where none exists • Strong written and verbal communication • Solid grasp of the regulatory framework governing financial products (Reg E, Reg Z, and USA PATRIOT Act, etc) • CAMS certified or actively working toward it • Experience in compliance QA or program testing • Background in high-risk verticals (MRBs, crypto-adjacent businesses, or similar) • Experience with state money transmission license (MTL) requirements, including application processes, state examiner relationships, and ongoing compliance obligations • Experience in card issuing, payments, or fintech with exposure to sponsor bank relationships and regulatory requirements • The annual US salary range for this role is $86,000 - $120,000 plus equity. This salary range is inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate's experience and qualifications. • This is a remote position. However, candidates must be located in the United States. We do not offer visa sponsorship or assistance.

Responsibilities

• You will own compliance execution and quality across Lithic's CIP, KYB, and CDD/EDD programs, while contributing to the AI-assisted workflow infrastructure that makes that work scalable and defensible. • Own end-to-end CIP decisioning, maintaining quality and turnaround standards across high-volume programs • Perform quality assurance on AI-assisted onboarding decisions and document reasoning in a format that holds up to bank partner and regulatory scrutiny • Identify process gaps and propose improvements • Support bank partner deliverables across Lithic's sponsor bank relationships • Contribute to AML/BSA compliance & Regulatory compliance testing and oversight activities • Work with Product and Engineering when new features touch compliance • Contribute to Lithic's long-term compliance strategy by helping build infrastructure that scales

Benefits

• This is a remote position. However, candidates must be located in the United States, Canada, Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance. • 12-weeks fully paid parental leave • 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) • Work From Anywhere: work from anywhere in the world 4-weeks each year • 3% cashback on card purchases with your complimentary Privacy.com employee account • Health, vision, and dental insurance; HSA Contribution Match • Voluntary Life Insurance and STD/LTD • NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. • In-office employees receive: • Commuter benefit • Catered lunch every Tuesday and Thursday