Alpaca - Senior Cashiering Associate
Requirements
• Bachelor’s degree in Finance, Business, Economics, or related field — or equivalent experience • 5+ years of experience in financial services, brokerage operations, banking, or cashiering • Direct experience processing money movements (ACH, wires, checks, journals, RTP preferred) • Experience interacting with custodians, clearing firms, or correspondent banks • Strong command of operational risk and fraud controls • High level of attention to detail and accuracy • Clear, confident written and verbal communication with internal stakeholders and external partners • Ability to work independently, prioritize competing demands, and elevate issues with context and recommendations • Portfolio accounting or broker-dealer systems • Experience in fintech or high-growth environments • Prior ownership of SOPs, control frameworks, or audit support for cash/money movement operations • Experience mentoring or training operations team members • Core Competencies • Core Competencies • Detail Orientation • Action & Ownership Mindset • Strong Risk Awareness • Clear Communication • Responsiveness & Follow-Through • Cross-Functional Collaboration • Confidentiality & Professional Judgment • How We Take Care of You: • Competitive Salary & Stock Options • Health Benefits • New Hire Home-Office Setup: One-time USD $500 • Monthly Stipend: USD $150 per month via a Brex Card • Alpaca is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce. • Recruitment Privacy Policy
Responsibilities
• Alpaca is seeking a Senior Cashiering Operations Associate to own client money movement across ACH, domestic and international wires, RTP, checks, and internal journals. • This role is accountable for timely, accurate, and compliant cash processing, with a strong mandate to strengthen operational controls, reduce risk, and drive process quality. You will operate with a high degree of independence, exercise judgment on complex and high-risk transactions, and serve as a key partner to custodians and banking partners. The ideal candidate brings deep money-movement expertise, a control-first mindset, and clear ownership of outcomes in a fast-paced fintech environment.Ops Control Framework & Oversight • Ops Control Framework & Oversight • Own and continuously strengthen controls across money movement workflows, ensuring adherence to firm policies, regulatory expectations, and data privacy standards • Review, validate, and approve client money movement requests (ACH, wires, RTP, checks, journals) in accordance with firm policies • Process and release transactions accurately and within established SLAs • Reconcile daily cash movements, deposits, and settlement activity to ensure accurate posting • Monitor and resolve exceptions, returns, rejects, and transaction discrepancies • Serve as a primary operational point of contact for custodians and banking partners • Prepare and review daily and monthly operational reports, including transaction coding oversight • Maintain accurate documentation and case tracking in Salesforce and internal systems • Ensure adherence to regulatory requirements, internal controls, and data privacy standards • Identify operational risks and escalate suspicious or high-risk transactions appropriately • Support audits, reporting requirements, and special projects as needed • Partner with Operations, Compliance, Risk, and Technology to design and implement process improvements • Train and coach internal teams; contribute to playbooks, SOPs, and onboarding for cashiering workflows
Benefits
• New Hire Home-Office Setup: One-time USD $500 • Monthly Stipend: USD $150 per month via a Brex Card • Alpaca is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce. • Recruitment Privacy Policy
Apply in one click
Upload My Resume
Drop here or click to browse · Tap to choose · PDF, DOCX, DOC, RTF, TXT