Alt Platform Inc - Senior Software Engineer - Credit

• 5+ years building and scaling production applications across the stack: backend (Python, Postgres, AWS or comparable cloud infrastructure) and frontend (React, React Native, TypeScript). Both halves are load-bearing here. • You've built or owned a lending, credit, or payments workflow in production. Loan origination, servicing, or disbursement, and you can explain a design decision you'd make differently now. • You've moved real money on real rails. ACH origination and returns, RTP or FedNow, wires, or equivalent. You know what an R01 is and why return windows matter to a disbursement. • Workflow and state-machine design. You model long-running processes explicitly, with retries, timeouts, compensation, and a clear audit trail. • Operational debugging instinct. You've taken over a noisy exception queue and made it quiet by fixing causes, not by adding alerts. • You've implemented complex designs faithfully and quickly, and you can talk a designer through a trade-off without losing the intent. • Database mastery. Expert SQL and relational design, and transactions that hold under load during scheduled auto-pay batches. • API-native. Webhooks, idempotency, eventual consistency, and reconciliation are your default vocabulary. • Product-owner thinking. You understand the flow of funds and how to tell a worried borrower exactly where their money is. • Pragmatism. You know when a queue and a lambda are the answer and when they are three new partial-failure modes. • You've implemented credit decisioning or underwriting logic in production alongside data scientists: turning a model or policy spec into a reliable, versioned, testable service, with shadow mode, backtesting, and a clean rollout. • Bonus: workflow engines (Temporal, Step Functions or similar); credit or risk modeling; direct experience with Stripe, Plaid, Modern Treasury, or Increase; asset-backed or secured lending; design systems or internal tooling for operations teams; KYC/KYB, bank partnerships, or audit-readiness exposure. You collect, or you have a view on where this market is going. • HOW WE'LL INTERVIEW YOU • We'll be specific so you can prepare. Before any of it: download the app, put a card up, make a bid, and try selling. Every round assumes you've used the product, and we expect your point of view to sharpen as you go. For this role, go through the cash advance flow: how an offer is presented, what happens after you accept, what you're told while you wait for funds, and where it made you hesitate. We will ask. • 1. Recruiter screen, 30 minutes, Google Meet. Come ready to talk about the metric you own today and how you're performing against it, why Alt specifically, and how you're actually using AI. We'll align on comp and answer your questions. • 2. Hiring manager, Mina Quon, 30 minutes • 3. Technical Assignment - 45 minutes • 4. Architecture and system design, 60 minutes. • 5. Culture interview, 30 minutes. • 6. Leore, our founder and CEO, 30 minutes. Everyone who joins Alt meets Leore. Come with a point of view on where you'd take Alt's credit product first. • 7. Reference checks, 15 minutes with a former manager(s) . • Compensation: $200,000 – $220,000 per year, plus equity for all full-time employees.