Forward Financing - Assistant General Counsel – Corporate, Commercial & Structured Finance
Requirements
• Juris Doctor (J.D.): From an accredited U.S. law school; active bar membership in good standing in at least one state. • Juris Doctor (J.D.): • Experience: 10+ years of relevant legal practice, with significant experience in top-tier law firm finance practice groups and/or in-house legal departments at a fintech, specialty finance provider, or commercial lender. • Structured Finance Expertise: Strong track record of running structured finance transactions, warehouse credit facilities, asset-backed lending (ABL), securitizations, or forward flows from inception to closing. • Structured Finance Expertise: • Commercial Lending & Alternative Financing Knowledge: Solid understanding of commercial lending frameworks, revenue-based financing (RBF), merchant cash advance (MCA) purchase-and-sale structures, or asset-based asset classes. • Commercial Lending & Alternative Financing Knowledge: • Leadership Capability: Proven ability to manage, mentor, and elevate junior to mid-level attorneys. • Leadership Capability: • Business Acumen: Ability to balance legal risk with commercial reality, providing actionable, business-oriented legal advice under tight deadlines. • Business Acumen: • Experience integrating technology into legal workflows and contract management tools. • Nice-to-Haves: • Prior experience in high-growth fintech or non-bank financial institution environments. • Familiarity with commercial financing disclosure laws (e.g., California, New York, Utah, Florida, etc.) and state licensing requirements.
Responsibilities
• Structured Finance & Capital Markets (Primary Focus) • Facility Negotiation & Execution: Structure, draft, negotiate, and execute complex debt facilities, warehouse lines of credit, forward flow arrangements, and asset-backed securitizations (ABS). • Facility Negotiation & Execution: • Capital Partner Management: Serve as the primary legal liaison to institutional lenders, credit funds, bank partners, and rating agencies. • Capital Partner Management: • Transaction Lifecycle & Compliance: Oversee closing activities, ongoing facility administration, borrowing base compliance, reporting obligations, and covenant monitoring. • Transaction Lifecycle & Compliance: • Product Legal Structuring: Partner with Executive Leadership, Finance, and Treasury to design and structure innovative financing products, revenue-based purchase agreements, and commercial loan structures. • Product Legal Structuring: • Commercial & Corporate Law • Commercial Contracting: Draft, review, and negotiate strategic enterprise contracts, vendor agreements, broker/ISO agreements, software licenses, and third-party partnerships. • Commercial Contracting: • Corporate Governance: Support corporate secretary functions, subsidiary management, board resolutions, and equity/debt financing documentation. • Corporate Governance: • Regulatory & Operations Alignment: Work closely with Compliance to ensure financial products and commercial operations align with federal and state commercial financing regulations, disclosures, and licensing laws. • Regulatory & Operations Alignment: • Leadership & Team Growth • People Management: Initially manage a team of 1–2 corporate/commercial attorneys, providing direct guidance, mentorship, and career development. • People Management: • Department Scaling: Build scalable legal processes, playbook guidelines, and contract management tools to support a rapidly expanding legal organization as the team grows in scope and size. • Department Scaling: • Outside Counsel Management: Manage external legal counsel and specialized finance counsel to ensure high-quality execution within budget. • Outside Counsel Management:
Benefits
• Mission driven company: Forward is a trusted source of fast, flexible funding for small businesses that have often been underserved by traditional financing options. When you join the team, you will help ensure all small businesses have access to the financial support they need to succeed. • Flexibility is a top priority: Our employees are empowered to choose where they want to work (whether that’s from home, in the office, or a combination of both) with flexible hours. • Annual Targeted Salary: $245,000-$310,000 • Annual Target Bonus: 25% • Annual Target Bonus: • At Forward Financing, we're committed to fair and transparent compensation. We believe in providing a compensation package that recognizes your skills, experience, and the unique value you bring to our team. We take a market-based approach to pay, regularly reviewing benchmark data to ensure our compensation remains competitive, equitable, and aligned with our performance-driven culture. • Final offers are determined by a variety of factors, including the candidate's qualifications, relevant experience, specific skills, and internal equity. This approach ensures that our compensation is competitive and equitable. Your recruiter will provide specific details on the expected base and variable earnings as it pertains to this specific role. • Additionally, we offer a comprehensive total rewards package, including but not limited to: medical, dental, vision, commuter benefits, a flexible time-off policy, paid parental leave, 401k match for US employees, wellness reimbursement, volunteering days, annual professional development budget, and charitable donation match. • Forward is proud to be a remote-first company, keeping workplace flexibility a top priority for our employees. As a business, we are focused on impact; we are more concerned with your contributions to the success of the company than where you get your work done. To help facilitate in-person collaboration, employees are welcome to work from one of our premiere office locations. • When we aren’t collaborating to drive business and support our customers, we’re finding virtual and in-person ways to get to know our colleagues, celebrate team wins, and have fun together! • Our Culture: The Forward Compass • The Forward Compass is the standard we hold for ourselves and one another—guiding how we lead, collaborate, and show up every day to move in the same direction. • Back the Builders: We are wired to fuel customer progress, not just provide support. • Back the Builders: • Rooted in People: We create an environment that balances deep connection with the extreme ownership and honesty required to reach our highest potential. • Rooted in People: • Flying V: We move through coordinated effort with speed and urgency to achieve what no individual could do alone. • Flying V: • Always Forward, Never Finished: We pursue growth with a relentless drive that keeps us ahead of the competition. • Always Forward, Never Finished: • Forward Financing is a fintech company based in Boston, Massachusetts with team members throughout the United States, Dominican Republic, and Canada. The company is on a mission to unlock the capital that fuels small businesses across America. Whether facing challenges accessing traditional financing or simply needing a convenient, flexible solution, Forward is committed to funding more of the millions of small businesses nationwide. By simplifying the requirements, streamlining the process, and using advanced proprietary technology, Forward is often able to deliver approvals within hours and funds that same day – giving more businesses the financial opportunity they need to thrive. Plus, with their dedicated teams and award-winning service, customers get personalized support when they need it most. • Since 2012, Forward has expanded access to capital by providing over $5+ billion in funding to more than 100,000 small businesses. The company is A+ rated by the Better Business Bureau with an Excellent / 4.7 stars rating on Trustpilot.com. Recognized as a Best Place to Work by Built In Boston and certified as a Great Place To Work®, Forward is dedicated to empowering both its team and the customers they serve, helping them succeed and thrive. • U.S. Equal Opportunity Employment Information
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