lemfi - MLRO - UK

• 5 to 7 years in a senior compliance or MLRO role at a UK-regulated fintech or financial institution, with direct FCA accountability. • Deep, working knowledge of POCA 2002, the Money Laundering Regulations 2017, the FCA Handbook, and JMLSG guidance - applied in practice, not just studied. • Proven track record of managing regulatory relationships directly: FCA engagement, NCA SARs, banking and payments partner due diligence. • Experience leading AML/CTF audits, responding to regulatory scrutiny, and defending your programme under pressure with evidence. • Strong data and analytical skills, including confidence with Excel and the ability to turn compliance data into MI that executives can act on. • Track record of mentoring and developing compliance teams, and influencing senior stakeholders who sometimes push back on compliance requirements. • Comfortable operating in a fast-moving, ambiguous environment where regulations and business models evolve simultaneously. • CAMS certification or equivalent professional qualification. • Experience in a cross-border or multi-currency payments business with exposure to FATF high-risk country corridors. • Familiarity with compliance technology or regtech tools that support transaction monitoring, SAR filing, or policy management.