Thrive Financial, Inc - Senior Financial Analyst
Requirements
• 3-5 years of top-tier performance in a finance, treasury, or accounting role, consistently ranking among the strongest performers on your team. • Must-Have: A solid background in merchant disbursements and FinOps. • Experience in consumer lending with a fundamental knowledge of the loan origination process. • Experience in an early-stage company (or equivalent environment) where structure was minimal and success required initiative and succeeding without heavy process or support. • Advanced ability to build creative, independent technical workarounds (e.g., macros, advanced spreadsheet modeling). • Experience with project management tools, specifically Jira. • Strong enthusiasm for and experience leveraging LLMs/AI tools (Gemini, Claude) to optimize and automate daily tasks. • Nice-to-have: Experience with SQL, BI tools (Metabase), and data visualization tools (PowerBI, Tableau). • Personal Attributes: • Energized by Ownership: Comfortable executing day-to-day disbursements while thoughtfully streamlining long-term strategy. Nothing is beneath you, though you are thoughtful about using your time efficiently and impactfully. • Growth Mindset: Motivated by both personal and organizational growth. • Intellectually Curious: Asks thoughtful questions, seeks context, and enjoys learning. Dedicated to continuous optimization, streamlining, and learning new tech.
Responsibilities
• Treasury & Merchant Disbursements: Take full ownership of daily disbursements, including monitoring fund releases, processing refunds, executing AP/ACH/wires, and managing sweeps and pledges. Manage daily interactions and receivable updates with our bank partners and capital providers. • Accounting & Systems Execution: Drive the continuous close process with a strict 5-business-day (5BD) month-end target. Assist with customizations and standardizing data entry templates in Campfire (our ERP), while maintaining rigorous documentation and audit trail management. • Reporting & Cross-Functional Support: Execute weekly reporting, including covenant updates, loan purchases, and merchant rebates. Support the Capital Markets and Sales teams with tracking, reporting, and answering ad-hoc questions. • Process Optimization: Finalize and optimize financial processes initiated by leadership. Create independent technical workarounds (e.g., macros, advanced spreadsheet modeling) when the Dev team is backlogged to ensure operations do not slow down. • Project Management & AI Integration: Create, track, and follow up on Jira tickets to manage ongoing projects. Actively leverage AI tools (like Gemini or Claude) to automate workflows, review, and compare agreements/amendments, assist with notetaking, and continuously "sharpen the sword." • Cultural Leadership: Embody the company values (GRIT: Get things done, Respect each other, Intellectual curiosity, Teamwork).
Benefits
• High-impact opportunity to execute and optimize processes at an early stage. • Clear path to expanded scope and leadership. • Mission-driven fintech focused on responsible financing. • Fully remote, highly collaborative team culture. • Target Start Date: August 2026 • Compensation: $100,000-$115,000 base salary + 10% bonus + Equity • Competitive health, dental, and vision insurance. • Generous paid time off and flexible holiday schedule. • Professional development and growth opportunities. • $100,000 - $115,000 a year • We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.
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